1082 Bay Drive, Summerland Key, FL 33042
$1,900,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
1,440
Lot Size (sq. ft.):
7,900
Status:
Active
Current Price:
$1,900,000
List Date:
10/20/2025
Last Modified:
12/16/2025
Description
Rare Yacht-Ready Waterfront? It doesn't get better than this in the Lower Florida Keys!
Embraced by the emerald waters of the American Caribbean, pristine, wide and flow-through canals, and nearly 200 feet of concrete seawall sits this extraordinary opportunity to own prime waterfront. A prized combination coveted by the most discerning boating enthusiasts.
Sitting on an oversized 7,900 sq. ft. lot, the home features 4 bedrooms and 2.5 baths, with decks on every side capturing breezes and Atlantic glimpses from above. The outdoor space is all about lifestyle — a sparkling pool with new equipment, multiple new tiki huts, brand-new fillet table, and 17,000 lb. boat lift with new motors alongside 7,500 lb. davits. Whether you're rinsing off the day's catch or gathering with friends, it's built for Keys living at its best.
The refreshed interior provides modern bathroom finishes, impact-rated windows and doors, Hardie board siding, all under a metal roof — solid, stylish, and ready for the elements. Recent structural upgrades add peace of mind, while the open layout keeps the vibe easy and coastal.
It's the kind of place where mornings start with coffee by the water, and evenings end with the glow of sunset off the decks. Private, solid, and made for the salt life — where the only traffic are boats and sea life - a move-in-ready retreat today, and the foundation for an exceptional waterfront estate tomorrow.
More Information MLS# 616960
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Bank Owned: No
Species List: Yes
Current Price: $1,900,000
Listing Date: 2025-10-20
List Price: $1,900,000
Location, Tax & Legal
City: Summerland
Off Shore Island: No
Mile Marker: 25.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1261637
Parcel #: 00198932-007300
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 3 LT 30 SUMMERLAND COVE ISLES BLOCK NO 2&3 SUMMERLANDKEY PB6-67 OR801-2268 OR909-1102 OR976-288 OR1264-1404 OR1386-22
Taxes: 10788.64
Tax Year: 2024
Pub Sewer HkUp: Yes
Street #: 1082
Street Name: Bay
Street Suffix: Drive
Key/Island: Summerland Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Summerland Cove Isle (25.5)
Area: 08 - Summerland Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot SqFt: 7900
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.18
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1980
Living Apx SqFt: 1440
Total Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Rare Yacht-Ready Waterfront? It doesn't get better than this in the Lower Florida Keys!
Embraced by the emerald waters of the American Caribbean, pristine, wide and flow-through canals, and nearly 200 feet of concrete seawall sits this extraordinary opportunity to own prime waterfront. A prized combination coveted by the most discerning boating enthusiasts.
Sitting on an oversized 7,900 sq. ft. lot, the home features 4 bedrooms and 2.5 baths, with decks on every side capturing breezes and Atlantic glimpses from above. The outdoor space is all about lifestyle — a sparkling pool with new equipment, multiple new tiki huts, brand-new fillet table, and 17,000 lb. boat lift with new motors alongside 7,500 lb. davits. Whether you're rinsing off the day's catch or gathering with friends, it's built for Keys living at its best.
The refreshed interior provides modern bathroom finishes, impact-rated windows and doors, Hardie board siding, all under a metal roof — solid, stylish, and ready for the elements. Recent structural upgrades add peace of mind, while the open layout keeps the vibe easy and coastal.
It's the kind of place where mornings start with coffee by the water, and evenings end with the glow of sunset off the decks. Private, solid, and made for the salt life — where the only traffic are boats and sea life - a move-in-ready retreat today, and the foundation for an exceptional waterfront estate tomorrow.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Condo Doc's: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 180
Dock: Concrete
Boat Lift: 1
Davits: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
Canal Front: 1
Oceanfront: 1
Open Water: 1
Waterview
Canal View: 1
Ocean View: 1
Open Water View: 1
Floor
Tile: 1
Wood: 1
Neighborhood Feature
Airstrip: 1
Bike Paths: 1
Interior Features
Built-in Cabinets: 1
Granite Counter Top: 1
Storage: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Unknown
Windows/Doors
French Doors: 1
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Other Windows/Doors: 1
Vehicle Storage
Carport: 1
Covered Parking: 1
Guest Parking: 1
Open Parking: 1
Construction
Frame: 1
Hardi Board Siding: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Negotiable: 1
Terms
Cash: 1
Conventional: 1
Utilities
Buyer to Verify: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Open Porch/Balcony: 1
Title
Negotiable: 1
Exterior Features
Outdoor Shower: 1
Storage: 1
Pool Info
In Ground: 1
Heated: Yes
Roof
Metal Roof: 1
Financial Status
Auction: No
Bank Owned: No
Standard Sale: Yes
Shutters
Bahama: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front; Oceanfront; Open Water
Waterview: Canal View; Ocean View; Open Water View
Dockage: Boat Lift; Davits
Property Condition: Updated/Remodeled
Vehicle Storage: Carport; Covered Parking; Guest Parking; Open Parking
Furnished: Furnished; Negotiable
Cooling: Ceiling Fans(s); Central Air
Utilities: Buyer to Verify; FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Granite Counter Top; Storage
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Outdoor Shower; Storage
Pool Info: In Ground
Construction: Frame; Hardi Board Siding
Shutters: Bahama
Floor: Tile; Wood
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Airstrip; Bike Paths
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional
Title: Negotiable
Listing Office:
Berkshire Hathaway HomeServices Knight & Gardner Realty
Last Updated: December - 16 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
