118 Cortez Drive A, Lower Matecumbe, FL 33036 (MLS# 617693)

118 Cortez Drive A, Lower Matecumbe, FL 33036

$689,000

Dockage, Pool, Club House, Picknick Area

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,079 Status: Active

Current Price: $689,000 List Date: 12/12/2025 Last Modified: 12/21/2025

Overview

Description

Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage f ... (Read more)

Listing Details MLS# 617693

Location, Tax & Legal

Street #: 118
Street Name: Cortez
Street Suffix: Drive
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Islamorada South (76.5)
Area: 22 - Lower Matecumbe
Unit #: A
City: ISLAMORADA
Off Shore Island: No
Mile Marker: 76.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 8562365
Handicap Access: No
Parcel #: 00396220-000900
Zoning: MF - Multi-Family Attached
Deed Restrictions: No
Legal: UNIT E-1 ISLAMORADA SOUTH NUMBER THREE A CONDOMINIUM OR840-249 OR1162-323/4 OR1690-2470 OR1690-2471 OR1691-1946 OR1691-1
Taxes: 5781.03
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Townhouse
Waterfront: Yes
Control Depth: 3
Unit/Complex: Complex
Pool: Yes
Year Built: 1980
Living Apx SqFt: 1079
SqFt Source: Property Data Card
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Lot SqFt: 0
Total Units: 0

Association Info

Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Association Fee $: 1200
Assoc/Mnt Fee Per: Monthly

Dockage

Dock Length: 450
Dock: Concrete
Boat Ramp: Yes
First Come Dock: Yes

More Information

Building Style

Above Flood: Yes
Townhouse: Yes

Vehicle Storage

Car(s): 4+
Carport: Yes
Covered Parking: Yes
Garage: Yes
RV Parking Covered: Yes
Attached: Yes
Auto Door Opener: Yes
Trailer Storage: Yes

Pets

Pets w/Restrictions: 1 pet/residence

Financial Status

Bank Owned: No
Potential Short Sale: No

Remarks & Misc

Remarks – Consumer: Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Whether as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living.
Directions: MM 76.5 - Ocean side. Turn into Columbus Drive, and immediately turn left into Cortez Drive. Property is on your left.

Fee Includes

Bldg Exterior Mnt: Yes
Building Insurance: Yes
Common Area Mnt: Yes
Exterminating: Yes
Sewer: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes
Wall/Window Unit(s): Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes
Ocean View: Yes

Floor

Tile: Yes

Neighborhood Feature

Bike Paths: Yes
Clubhouse: Yes
Community Boat Ramp: Yes
Community Dockage: Yes
Community Pool: Yes
Manager on Premises: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Storage: Yes
Window Treatments: Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Construction

CBS: Yes

Land Size

2 Less Than 5 Acres: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
No Seller Finance: Yes
VA: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Screened P/B: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Chickee Hut: Yes
Lanai: Yes
Lighting: Yes
Storage: Yes
Tennis Court(s): Yes

Pool Info

In Ground: Yes

Pre-Wired

Cable: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Common Area Mnt; Exterminating; Sewer Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View; Ocean View Dockage: Boat Ramp; First Come Dock Property Condition: Updated/Remodeled Building Style: Townhouse Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Covered Parking; RV Parking Covered; Trailer Storage Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s) Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Storage; Window Treatments Pre-Wired: Cable Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Chickee Hut; Lanai; Lighting; Storage; Tennis Court(s) Pool Info: In Ground Construction: CBS Floor: Tile Roof: Metal Roof Neighborhood Feature: Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Manager on Premises; Tennis Courts; Other Area Features Land Size: 2 Less Than 5 Acres Terms: Cash; Conventional; FHA; No Seller Finance; VA Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: December - 21 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.