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120 Toner Lane, Plantation Key, FL 33036

$5,493,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,052 Lot Size (sq. ft.): 23,995 Status: Active
Current Price: $5,493,000 List Date: 7/20/2025 Last Modified: 2/17/2026

Overview

Description

Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool — the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and effici ...

Listing Details MLS# 615862

Location, Tax & Legal

Street #
120
Street Name
Toner
Street Suffix
Lane
Key/Island
Plantation Key
State/Province
FL
Zip Code
33036
County
Monroe
Subdivision
Toners Nautical Sh (87.0)
Area
25 - Plantation Key
City
ISLAMORADA
Mile Marker
87
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
VE,AE,VE
Alternate Key #
1506443
Parcel #
00412210-000000
Zoning
R1 - Residential Single Family
Deed Restrictions
Unknown
Legal
LT 8 TONERS NAUTICAL SHORES PLANTATION KEY PB4-36 OR540-865 OR753-453 OR1880-333 OR2170-2268 OR2332-794
Taxes
24469.1
Tax Year
2024
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
4
Pool
No
Year Built
1979
Lot SqFt
23995
Lot Sqft Source
Property Data Card
Acres
0.55
Living Apx SqFt
3052
SqFt Source
Appraisal
Total Bedrooms
4
Full Baths
4
Total Baths
4
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock
Wood
Seawall
Concrete
Boat Ramp
Yes

More Information

Building Style

Above Flood
Unknown
Stories
3 Stories

Remarks & Misc

Remarks – Consumer
Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool — the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home — it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living.

Fee Includes

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes
Ductless
Yes

Heating

Central
Yes

Waterfront

Oceanfront
Yes
Open Water
Yes

Waterview

Ocean View
Yes
Open Water View
Yes

Floor

Tile
Yes
Wood
Yes

Interior Features

Bar
Yes
Entrance Foyer
Yes
Granite Counter Top
Yes
Smoke Alarms
Yes
Walk-in Closet(s)
Yes
Wet Bar
Yes

Specialty Rooms

Laundry Room
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes
Sliding Glass Doors
Yes

Vehicle Storage

Garage
Yes
RV Parking Open
Yes
Attached
Yes

Construction

CBS
Yes

Land Size

1/2 - Less Than 1 AC
Yes

Furnished

Furnished
Yes

Terms

Cash
Yes
Conventional
Yes

Utilities

Buyer to Verify
Yes
Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Patio
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Sprinkler System
Yes

Pre-Wired

Cable
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Boat Ramp Vehicle Storage: Garage; Attached; RV Parking Open Furnished: Furnished Cooling: Ceiling Fans(s); Central Air; Ductless Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Bar; Entrance Foyer; Granite Counter Top; Smoke Alarms; Walk-in Closet(s); Wet Bar Pre-Wired: Cable Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Sprinkler System Construction: CBS Floor: Tile; Wood Roof: Metal Roof Pets: Pets Allowed Land Size: 1/2 - Less Than 1 AC Terms: Cash; Conventional Title: Title Ins - Buyer
Listing Office: Ocean Sotheby's International Realty
Last Updated: February - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.