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13 Pirates Drive, Key Largo, FL 33037

$689,000
Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 730 Lot Size (sq. ft.): 15,890 Status: Active
Current Price: $689,000 List Date: 2/23/2026 Last Modified: 6/18/2026

Overview

Description

Home Sweet Home. Tucked beneath a canopy of tropical trees in the quiet Key Largo community of Pirates Cove, this charming island cottage is a place to slow down, create, and reconnect with nature. Set on an expansive 15,890-square-foot property, the home feels like a private botanical garden, where winding pathways, native plantings, and secluded outdoor spaces invite peaceful mornings and unhurried afternoons. Less than 500 feet from the salt waters of Florida Bay, the private community beach offers a place to swim, launch a kayak or paddleboard, and end the day with breathtaking Florida Keys sunsets. It is a neighborhood where life naturally unfolds outdoors. Inside, vaulted ceiling, impact windows and doors. The inviting island-inspired interior and bedroom that opens to its own garden patio create a comfortable and intimate living space. The screened porch, open courtyard, fire pit, and multiple outdoor gathering areas offer endless places to read, paint, write, entertain friends, ...

Listing Details MLS# 618777

Location, Tax & Legal

Street #
13
Street Name
Pirates
Street Suffix
Drive
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Pirates Cove (Key Largo) (98.5)
Area
27 - Key Largo MM 97-107
City
KEY LARGO
Off Shore Island
No
Mile Marker
98.5
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE, X
Alternate Key #
1610658
Parcel #
00494490-000000
Zoning
ISM - Improved Sub Masonry
Deed Restrictions
Yes
Legal
BK 12 LTS 2-3-4-5-6 PIRATES COVE PB3-18 KEY LARGO OR265-54/55 OR348-203/04 OR343-518 OR500-303 OR1505-1951 OR1582-967 OR
Taxes
6523.02
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
1953
Total Units
Yes
Lot SqFt
15890
Lot Sqft Source
Tax Records
Acres
0.37
Living Apx SqFt
730
SqFt Source
Tax Records
Total Bedrooms
Yes
Full Baths
Yes
Half Baths
Yes
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
30
Control Depth
0

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
250
Assoc/Mnt Fee Per
Yearly

Building Style

Above Flood
No
Ground Level
Yes

More Information

Appliances

Other
cooktop - gas
Dryer
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Home Sweet Home. Tucked beneath a canopy of tropical trees in the quiet Key Largo community of Pirates Cove, this charming island cottage is a place to slow down, create, and reconnect with nature. Set on an expansive 15,890-square-foot property, the home feels like a private botanical garden, where winding pathways, native plantings, and secluded outdoor spaces invite peaceful mornings and unhurried afternoons. Less than 500 feet from the salt waters of Florida Bay, the private community beach offers a place to swim, launch a kayak or paddleboard, and end the day with breathtaking Florida Keys sunsets. It is a neighborhood where life naturally unfolds outdoors. Inside, vaulted ceiling, impact windows and doors. The inviting island-inspired interior and bedroom that opens to its own garden patio create a comfortable and intimate living space. The screened porch, open courtyard, fire pit, and multiple outdoor gathering areas offer endless places to read, paint, write, entertain friends, or simply listen to the breeze through the palms. The oversized property provides room to dream, with space for a pool, artist's studio, guest cottage, garage, boat storage, or future expansion. Brick paver walkways, an outdoor shower, storage, and a dedicated laundry room add convenience while preserving the home's relaxed character. Pirates Cove is one of Key Largo's hidden gems, offering a voluntary neighborhood boat ramp and easy access to Florida Bay for boating, fishing, and exploring the backcountry waters, all while being just minutes from local restaurants, shops, and everyday conveniences. Whether you are an artist seeking inspiration, a nature lover searching for tranquility, or simply someone who appreciates the charm of a smaller home with an extraordinary sense of place, 13 Pirates Drive offers a rare opportunity to embrace the authentic, laid-back spirit of the Florida Keys.
Directions
US1 to MM98 bayside, Turn onto Francis Drake Drive and then right onto Pirates Dr.

Fee Includes

Other
Yes

Dockage

None
Yes

Tax Exemptions

None
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Waterfront

None
Yes

Waterview

No Waterview
Yes

Neighborhood Feature

Community Boat Ramp
Yes

Interior Features

Dade County Pine
Yes
Granite Counter Top
Yes

Windows/Doors

Impact Rstnce Window
Yes

Vehicle Storage

Open Parking
Yes
Off Street Parking
Yes

Construction

CBS
Yes
Concrete
Yes

Land Size

1/4 - 1/2 Acre
Yes

Furnished

Furnished
Yes

Terms

Cash
Yes
Conventional
Yes
No Seller Finance
Yes
VA
Yes

Utilities

FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Patio
Yes
Screened Patio
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Outdoor Shower
Yes
Shed
Yes
Storage
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Building Style: Ground Level Vehicle Storage: Off Street Parking; Open Parking Furnished: Furnished Cooling: Central Air Utilities: FKAA; Municipal Sewer Interior Features: Dade County Pine; Granite Counter Top Appliances: Dryer; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Outdoor Shower; Shed; Storage Construction: CBS; Concrete Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; No Seller Finance; VA Title: Title Ins - Buyer
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: June - 18 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.