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174 Tortuga Lane, Cudjoe Key, FL 33042

$1,390,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,320 Lot Size (sq. ft.): 7,471 Status: Active
Current Price: $1,390,000 List Date: 6/06/2026 Last Modified: 6/10/2026

Overview

Description

Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer. Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath. The fabulous outdoor space is where this property truly shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool o ...

Listing Details MLS# 620186

Location, Tax & Legal

Street #
174
Street Name
Tortuga
Street Suffix
Lane
Key/Island
Cudjoe Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Cutthroat Harbor Est (23.0)
Area
07 - Cudjoe Key
City
Cudjoe
Mile Marker
23
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE, VE
Alternate Key #
1231096
Parcel #
00179080000000
Zoning
IS - Improved Subivision District
Deed Restrictions
No
Legal
Bk 12 Lt 1 Cutthroat Harbor Estates Cudjoe Key Pb4-165 Or486-836/37 Or1125-1599 Or1438-1349 Or2260-229 Or2396-1775/76 Or
Taxes
10245.35
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes
Species List
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
Yes
Year Built
2020
Lot SqFt
7471
Acres
0.17
Living Apx SqFt
1320
SqFt Source
Tax Records
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock Length
37
Seawall
Concrete

More Information

Building Style

Above Flood
Yes
Stilt Column Height
Medium - 5Ft - 9Ft

Vehicle Storage

Car(s)
4+
Covered Parking
Yes
Open Parking
Yes
Off Street Parking
Yes

Remarks & Misc

Remarks – Consumer
Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer. Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath. The fabulous outdoor space is where this property truly shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street. The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger. Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special. The photos are beautiful, but the AMAZING ocean views, breezes, sunsets and atmosphere are even better in person.

Fee Includes

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Ice Machine
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Heating

Central
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Floor

Vinyl
Yes

Interior Features

Built-in Cabinets
Yes
Quartz Countertops
Yes
Smoke Alarms
Yes
Walk-in Closet(s)
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes
Sliding Glass Doors
Yes

Construction

Hardi Board Siding
Yes
Modular
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Furnished
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes

Exterior Features

Chickee Hut
Yes
Fencing
Yes
Outdoor Shower
Yes
Sprinkler System
Yes
Storage
Yes

Pool Info

In Ground
Yes
Concrete
Yes

Pre-Wired

Cable
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Covered Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Quartz Countertops; Smoke Alarms; Walk-in Closet(s) Pre-Wired: Cable Appliances: Dishwasher; Ice Machine; Microwave; Range; Refrigerator; Stainless Steel Appliance(s) Exterior Features: Chickee Hut; Fencing; Outdoor Shower; Sprinkler System; Storage Pool Info: In Ground; Concrete Construction: Hardi Board Siding; Modular Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA
Listing Office: eXp Realty LLC
Last Updated: June - 10 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.