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186 & 165 Bayview Drive, Lower Matecumbe, FL 33036

$10,900,000
Property Type: Residential Bedrooms: 6 Baths: 5 Square Footage: 4,394 Lot Size (sq. ft.): 24,570 Status: Active
Current Price: $10,900,000 List Date: 2/03/2026 Last Modified: 2/03/2026

Overview

Description

A refined expression of waterfront living, this six-bedroom, four-bath residence is set on a desirable over ½ acre lot with panoramic water views from every room. Offering 220+ linear feet of concrete dockage with three boat lifts, the property is exceptionally suited for large vessels with effortless access to the open Florida Bay/Gulf or Ocean via Channel 5 bridge. Two separate parcels included in this sale, opening options in the future for the fortunate owner that resides here. Completely renovated in 2020, the home presents a clean, contemporary aesthetic with Viking appliances, bespoke finishes, and a subtle, neutral palette inspired by the flowing surrounding turquoise waters. A custom saltwater pool equipped with both heater and chiller provides year-round enjoyment for everyone. This Safety Harbor residence delivers both elegance and function for the discerning boater or sunset lover. Impeccably maintained and move-in ready, it offers a rare combination of low-maintenance ...

Listing Details MLS# 618449

Location, Tax & Legal

Street #
186 & 165
Street Name
Bayview
Street Suffix
Drive
Key/Island
Lower Matecumbe
State/Province
FL
Zip Code
33036
County
Monroe
Subdivision
Safety Harbor (74.0)
Area
22 - Lower Matecumbe
City
ISLAMORADA
Mile Marker
74
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE,VE
Alternate Key #
1480231
Add'l Parcel #1
1480231
Add'l Parcel #2
1480061
Zoning
R1 - Residential Single Family
Deed Restrictions
Unknown
Legal
BK 7 LT 1 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR31-170 OR47-181/183 OR557-953 OR801-1849 OR1198-1125 OR1198-
Taxes
28959
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
6
Pool
Yes
Year Built
1991
Lot SqFt
24570
Lot Sqft Source
Tax Records
Acres
0.56
Living Apx SqFt
4394
SqFt Source
Tax Records
Total Bedrooms
6
Full Baths
4
Half Baths
Yes
Total Baths
5
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock
Concrete
Boat Lift
Yes

More Information

Building Style

Above Flood
Unknown

Pool Info

Heated
Yes
In Ground
Yes
Salt Water
Yes

Remarks & Misc

Remarks – Consumer
A refined expression of waterfront living, this six-bedroom, four-bath residence is set on a desirable over ½ acre lot with panoramic water views from every room. Offering 220+ linear feet of concrete dockage with three boat lifts, the property is exceptionally suited for large vessels with effortless access to the open Florida Bay/Gulf or Ocean via Channel 5 bridge. Two separate parcels included in this sale, opening options in the future for the fortunate owner that resides here. Completely renovated in 2020, the home presents a clean, contemporary aesthetic with Viking appliances, bespoke finishes, and a subtle, neutral palette inspired by the flowing surrounding turquoise waters. A custom saltwater pool equipped with both heater and chiller provides year-round enjoyment for everyone. This Safety Harbor residence delivers both elegance and function for the discerning boater or sunset lover. Impeccably maintained and move-in ready, it offers a rare combination of low-maintenance living, thoughtful design, quiet living and enduring appeal in the Florida Keys. Private showings available by appointment.
Directions
GPS

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Freezer
Yes
Ice Machine
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Heating

Electric
Yes

Waterfront

Bay Front
Yes
Gulf Front
Yes
Open Water
Yes

Waterview

Bay/Gulf View
Yes
Open Water View
Yes

Floor

Marble
Yes
Tile
Yes

Interior Features

Built-in Cabinets
Yes
Cathedral Ceilings
Yes
Drapes/Blinds Incl
Yes
Elevator
Yes
Entrance Foyer
Yes
Smoke Alarms
Yes
Split Bedroom
Yes
Window Treatments
Yes

Property Condition

Updated/Remodeled
Yes

Specialty Rooms

Gym
Yes
Utility Room
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Vehicle Storage

Carport
Yes
Covered Parking
Yes
Guest Parking
Yes
Open Parking
Yes
RV Parking Open
Yes

Construction

CBS
Yes
Concrete
Yes

Land Size

1/2 - Less Than 1 AC
Yes

Furnished

Unfurnished
Yes

Utilities

Cable Available
Yes
FKAA
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Screened P/B
Yes

Exterior Features

Bar
Yes
Fencing
Yes
Fruit Tree(s)
Yes
Gazebo
Yes
Outdoor Shower
Yes
Shed
Yes
Storage
Yes

Pre-Wired

Cable
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: Boat Lift Property Condition: Updated/Remodeled Vehicle Storage: Carport; Covered Parking; Guest Parking; Open Parking; RV Parking Open Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Utilities: Cable Available; FKAA Interior Features: Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Elevator; Entrance Foyer; Smoke Alarms; Split Bedroom; Window Treatments Pre-Wired: Cable Specialty Rooms: Gym; Utility Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Fencing; Fruit Tree(s); Gazebo; Outdoor Shower; Shed; Storage Pool Info: In Ground; Salt Water Construction: CBS; Concrete Floor: Marble; Tile Roof: Metal Roof Pets: Pets Allowed Land Size: 1/2 - Less Than 1 AC
Listing Office: Ocean Sotheby's International Realty
Last Updated: February - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.