198 Lowe Street, Key Largo, FL 33070 (MLS# 619207)

198 Lowe Street, Key Largo, FL 33070

$8,490,000

Virtual Tour

https://players.brightcove.net/5782667259001/default_default/index.html?videoId=6346018600112

Main house - entrance with granite stone wall

Main house - Guest bedroom 1 with pool view

Main house - Guest bedroom with view across lawn to water

Primary balcony overlooking lawn, boat basin and ocean

Coveted boat basin, ocean front residence

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,170 Lot Size (sq. ft.): 62,300 Status: Active

Current Price: $8,490,000 List Date: 3/26/2026 Last Modified: 3/26/2026

Overview

Description

Welcome to Key Harbor--an exceptional oceanfront estate set on 1.5 acres of pristine, private grounds with sweeping, unobstructed open-water views. This beautifully restored residence offers a seamless blend of indoor and outdoor living, with an open-concept layout designed to showcase the breathtaking scenery from every angle. Inside, the home flows effortlessly toward expansive outdoor spaces, where palm-lined lawns lead to a sandy beach, private marina, and the sparkling ocean beyond. The thoughtfully designed exterior features an inviting custom pool with ambient lighting, a sun deck, and lush, mature landscaping that ensures both beauty and privacy. The main residence includes 3 spacious bedrooms and 3.5 bathrooms, complemented by a separate 2-bedroom, 1-bath guest quarters--ideal for hosting family and friends. A 2 car garage and high-end finishes throughout complete this timeless coastal retreat. Experience refined waterfront living in a setting that feels both luxurious and ... (Read more)

Listing Details MLS# 619207

Location, Tax & Legal

Street #: 198
Street Name: Lowe
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33070
County: Monroe
Subdivision: Tavernier Beach (91.5)
Area: 26 - Key Largo S of MM 96.9
City: Tavernier
Mile Marker: 91.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,VE,VE,VE
Alternate Key #: 1693421
Parcel #: 00566320-000000
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: BK 3 AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 & ISLAND OF KEY LARGO LOT 6 LESS WESTERLY 200FT OR607-706 OR607-707 OR7
Taxes: 48698.08
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 1957
Lot SqFt: 62300
Lot Sqft Source: Property Data Card
Acres: 1.43
Living Apx SqFt: 4170
SqFt Source: Property Data Card
Total Bedrooms: 5
Full Baths: 4
Half Baths: Yes
Total Baths: 5
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Building Style

Above Flood: Unknown
Stories: 2 Stories

More Information

Specialty Rooms

Guest/Servant Qtrs: Legal
Laundry Room: Yes

Remarks & Misc

Remarks – Consumer: Welcome to Key Harbor--an exceptional oceanfront estate set on 1.5 acres of pristine, private grounds with sweeping, unobstructed open-water views. This beautifully restored residence offers a seamless blend of indoor and outdoor living, with an open-concept layout designed to showcase the breathtaking scenery from every angle. Inside, the home flows effortlessly toward expansive outdoor spaces, where palm-lined lawns lead to a sandy beach, private marina, and the sparkling ocean beyond. The thoughtfully designed exterior features an inviting custom pool with ambient lighting, a sun deck, and lush, mature landscaping that ensures both beauty and privacy. The main residence includes 3 spacious bedrooms and 3.5 bathrooms, complemented by a separate 2-bedroom, 1-bath guest quarters--ideal for hosting family and friends. A 2 car garage and high-end finishes throughout complete this timeless coastal retreat. Experience refined waterfront living in a setting that feels both luxurious and effortlessly serene.
Directions: MM 91 Oceanside turn on Lowe Street

Fee Includes

None: Yes

Dockage

Basin: Yes
Boat Lift: Yes
Boat Ramp: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes

Waterfront

Oceanfront: Yes

Waterview

Ocean View: Yes
Open Water View: Yes

Floor

Tile: Yes

Neighborhood Feature

Beach: Yes

Interior Features

Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Security System: Yes
Split Bedroom: Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Carport: Yes
Garage: Yes
Attached: Yes

Security

Patrolled Area: Yes

Construction

CBS: Yes
Combo Construction: Yes
Concrete: Yes

Land Size

1 Less Than 2 Acres: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Elect Separate Meter: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Patio: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes
Lighting: Yes
Outdoor Shower: Yes
Privacy Wall/Fence: Yes
Sandy Beach: Yes

Pool Info

In Ground: Yes
Concrete: Yes
Decked: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Oceanfront Waterview: Ocean View; Open Water View Dockage: Basin; Boat Lift; Boat Ramp Property Condition: Updated/Remodeled Vehicle Storage: Garage; Carport; Attached Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Elect Separate Meter; FKAA; Municipal Sewer Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Security System; Split Bedroom Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach Pool Info: In Ground; Concrete; Decked Construction: CBS; Combo Construction; Concrete Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach Security: Patrolled Area Land Size: 1 Less Than 2 Acres Terms: Cash; Conventional Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: March - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.