20816 W 4Th Avenue, Cudjoe Key, FL 33042
$3,275,000
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
3,817
Lot Size (sq. ft.):
16,500
Status:
Closed
Current Price:
$3,275,000
List Date:
12/08/2024
Last Modified:
10/28/2025
Description
LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance.
Property Highlights
4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom.
4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes.
Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining.
Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout.
12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication.
Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platform
Outdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining.
2 Boat Lifts, 20k and 10k
Additional Amenities
3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience.
Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in Porch
This meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K
More Information MLS# 612598
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: No
Species List: No
Current Price: $3,275,000
Listing Date: 2024-12-08
Sold Price: $3,275,000
Location, Tax & Legal
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 8566387
Handicap Access: Yes
Parcel #: 00174635-000900
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 21 LT 9 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR958-1887/88A/G OR978-348 OR1409-18 OR1646-2070 OR2693-1746/47 OR2841
Taxes: 16469.46
Tax Year: 2023
Pub Sewer HkUp: Yes
Street #: 20816
Direction: W
Street Name: 4Th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 5
Lot SqFt: 16500
Pool: Yes
Lot Sqft Source: Tax Records
Total Units: 0
Acres: 0.38
SqFt Source: Blue Print
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 2021
Living Apx SqFt: 3817
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Remarks & Misc
Remarks – Consumer: LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance.
Property Highlights
4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom.
4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes.
Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining.
Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout.
12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication.
Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platform
Outdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining.
2 Boat Lifts, 20k and 10k
Additional Amenities
3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience.
Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in Porch
This meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K
Directions: Overseas Hwy, turn on Drost into Cudjoe Gardens and right onto 4th Ave W. Property at end.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Assoc Approval Req: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 150
Dock: Concrete
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Ice Machine: 1
Microwave: 1
More Appliances: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Wine Cooler: 1
Other: On Demand Hot Water
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Entrance Foyer: 1
Pantry: 1
Quartz Countertops: 1
Security System: 1
Smoke Alarms: 1
Split Bedroom: 1
Storage: 1
Tray Ceilings: 1
Walk-in Closet(s): 1
Wet Bar: 1
Window Treatments: 1
Other: 1
Property Condition
New Construction: 1
Specialty Rooms
Laundry Room: 1
Other: 1
Building Style
Above Flood: Yes
Ground Level: 1
Windows/Doors
Glass Doors: 1
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Sliding Glass Doors: 1
Vehicle Storage
Car(s): 4+
Garage: 1
Guest Parking: 1
RV Parking Open: 1
Attached: 1
Auto Door Opener: 1
Off Street Parking: 1
Trailer Storage: 1
Security
On Premises System: 1
Construction
CBS: 1
Concrete: 1
Land Size
1/4 - 1/2 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
VA: 1
Utilities
Elect Separate Meter: 1
FKAA: 1
Municipal Sewer: 1
Propane: 1
Water Separate Meter: 1
Whole House Generatr: 1
Porch/Balcony
Deck: 1
Screened Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Built-in Grill: 1
Fencing: 1
Fruit Tree(s): 1
Lighting: 1
Outdoor Kitchen: 1
Storage: 1
Water Display: 1
Pool Info
In Ground: 1
Salt Water: 1
Other: Cooler
Heated: Yes
Concrete: 1
Decked: 1
Pre-Wired
Other: Cat 6
Surround Sound: 1
Roof
Metal Roof: 1
Accessibility Feat
Accessible Doors: 1
Parking: 1
GF-Interior Features
LED Lighting: 1
Programmable Thermst: 1
Tankless Hot Wtr Htr: 1
Status Change Info
Sold Date: 2025-10-28
Sold Price: $3,275,000
Status: Closed
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Property Condition: New Construction
Building Style: Ground Level
Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open; Trailer Storage
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter; Whole House Generatr
Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Pantry; Quartz Countertops; Security System; Smoke Alarms; Split Bedroom; Storage; Tray Ceilings; Walk-in Closet(s); Wet Bar; Window Treatments; Other
Pre-Wired: Surround Sound
Specialty Rooms: Laundry Room; Other
Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Storage; Water Display
Accessibility Feat: Accessible Doors; Parking
Pool Info: In Ground; Salt Water; Concrete; Decked
Construction: CBS; Concrete
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Security: On Premises System
Land Size: 1/4 - 1/2 Acre
Terms: Cash; Conventional; VA
Title: Title Ins - Buyer
GF-Interior Features: LED Lighting; Programmable Thermst; Tankless Hot Wtr Htr
Listing Office:
Berkshire Hathaway HomeServices Knight & Gardner Realty
Last Updated: October - 28 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
