20833 W 4Th Avenue, Cudjoe Key, FL 33042 (MLS# 620277)

20833 W 4Th Avenue, Cudjoe Key, FL 33042

$2,699,999

Virtual Tour

https://idx.paradym.com/idx/20833-W-4Th-Avenue-Cudjoe-Key-FL-33042/4972700

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,452 Lot Size (sq. ft.): 11,735 Status: Active

Current Price: $2,699,999 List Date: 6/14/2026 Last Modified: 8/30/2026

Overview

Description

Welcome to one of Cudjoe Gardens' most desirable waterfront addresses Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs. One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys. Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your ... (Read more)

Listing Details MLS# 620277

Location, Tax & Legal

Street #: 20833
Direction: W
Street Name: 4Th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 2018
Lot SqFt: 11735
Acres: 0.27
Living Apx SqFt: 2452
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Rentals Allowed: With Restrictions

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 75
Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 100
Dock: Concrete

More Information

Building Style

Above Flood: Yes

Pool Info

Heated: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Electric Utilities: FKAA; Municipal Sewer Interior Features: Granite Counter Top Appliances: Dishwasher; Dryer; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing Pool Info: In Ground; Concrete Construction: CBS Floor: Tile Roof: Metal Roof Land Size: Less Than 1/4 Acre Title: Title Ins - Buyer

Documents

property info ›

Homeowners and Wind ›

Flood ›

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: August - 30 - 2026

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