20868 W 5th Avenue, Cudjoe Key, FL 33042
$1,250,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,344
Lot Size (sq. ft.):
8,000
Status:
Active
Current Price:
$1,250,000
List Date:
4/13/2026
Last Modified:
5/01/2026
Overview
Description
...
(Read more)
Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!
Listing Details MLS# 619465
Location, Tax & Legal
- Street #
- 20868
- Direction
- W
- Street Name
- 5th
- Street Suffix
- Avenue
- Key/Island
- Cudjoe Key
- State/Province
- FL
- Zip Code
- 33042
- County
- Monroe
- Subdivision
- Cudjoe Gardens (21.0)
- Area
- 07 - Cudjoe Key
- City
- Cudjoe
- Mile Marker
- 21
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Alternate Key #
- 1225479
- Parcel #
- 00174634007200
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Yes
- Legal
- Bk 20 Lt 9 Cudjoe Gardens Fifth And Seventh Addns Cudjoe Key Pb6-88 Or507-522 Or639-436 Or639-437 Or864-906 Or1051-1138
- Taxes
- 3999.26
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Marathon/Lower Keys
- As is Rght to Inspct
- Yes
- Potential Short Sale
- No
- Bank Owned
- No
- Species List
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- No
- Year Built
- 1995
- Total Units
- Yes
- Lot SqFt
- 8000
- Acres
- 0.18
- Living Apx SqFt
- 1344
- SqFt Source
- Property Data Card
- Total Bedrooms
- 2
- Full Baths
- 2
- Total Baths
- 2
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 75
Dockage
- Seawall
- Concrete
- Boat Lift
- Yes
More Information
Building Style
- Above Flood
- Unknown
- Ground Level
- Yes
Financial Status
- Bank Owned
- No
- Potential Short Sale
- No
Remarks & Misc
- Remarks – Consumer
- Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!
- Directions
- Drost Drive, right on 5th Ave. house is on the left side.
Fee Includes
- None
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Central Air
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Canal View
- Yes
Floor
- Tile
- Yes
- Vinyl
- Yes
Neighborhood Feature
- Other Area Features
- Yes
Interior Features
- Built-in Cabinets
- Yes
- Drapes/Blinds Incl
- Yes
- Granite Counter Top
- Yes
- Storage
- Yes
- Window Treatments
- Yes
Specialty Rooms
- Laundry Room
- Yes
- Workshop
- Yes
Windows/Doors
- Awning Windows
- Yes
- Sliding Glass Doors
- Yes
Vehicle Storage
- Garage
- Yes
- Guest Parking
- Yes
- Open Parking
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Unfurnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- VA
- Yes
Utilities
- Buyer to Verify
- Yes
- FKAA
- Yes
Porch/Balcony
- No Porch/Balcony
- Yes
- Patio
- Yes
Title
- Negotiable
- Yes
Exterior Features
- Chickee Hut
- Yes
- Fencing
- Yes
- Outdoor Shower
- Yes
- Sandy Beach
- Yes
Roof
- Metal Roof
- Yes
Shutters
- Accordion
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
Canal Front
Waterview:
Canal View
Dockage:
Boat Lift
Building Style:
Ground Level
Vehicle Storage:
Garage; Guest Parking; Open Parking
Furnished:
Unfurnished
Cooling:
Central Air
Utilities:
Buyer to Verify; FKAA
Interior Features:
Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Storage; Window Treatments
Specialty Rooms:
Laundry Room; Workshop
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features:
Chickee Hut; Fencing; Outdoor Shower; Sandy Beach
Construction:
CBS
Shutters:
Accordion
Floor:
Tile; Vinyl
Roof:
Metal Roof
Pets:
Pets Allowed
Neighborhood Feature:
Other Area Features
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional; VA
Title:
Negotiable
Listing Office:
Coldwell Banker Schmitt RE Co.
Last Updated: May - 01 - 2026
Broker Attribution:
brian@cbschmitt.com
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
