20886 W 4Th Avenue, Cudjoe Key, FL 33042
$2,900,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
3,042
Lot Size (sq. ft.):
13,125
Status:
Closed
Current Price:
$2,900,000
List Date:
2/06/2024
Last Modified:
3/19/2026
Listing Details MLS# 608577
Location, Tax & Legal
- Street #
- 20886
- Direction
- W
- Street Name
- 4Th
- Street Suffix
- Avenue
- Key/Island
- Cudjoe Key
- State/Province
- FL
- Zip Code
- 33042
- County
- Monroe
- Subdivision
- Cudjoe Gardens (21.0)
- Area
- 07 - Cudjoe Key
- City
- Cudjoe
- Mile Marker
- 21
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE
- Alternate Key #
- 8566336
- Parcel #
- 00174635-000400
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Yes
- Legal
- BK 21 LT 4 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR989-2238 OR1073-473 OR1380-1041 OR1400-1409/10 OR1594-2316 OR1610-482
- Taxes
- 9129.29
- Tax Year
- 2023
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
- As is Rght to Inspct
- Yes
- Potential Short Sale
- No
- Bank Owned
- No
- Species List
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- Yes
- Year Built
- 2008
- Lot SqFt
- 13125
- Lot Sqft Source
- Seller
- Acres
- 0.3
- Living Apx SqFt
- 3042
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
- Total Units
- 0
Status Change Info
- Sold Date
- 2024-05-08
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 75
- Assoc/Mnt Fee Per
- Yearly
Dockage
- Dock Length
- 100
- Dock
- Composite
- Basin
- Yes
- Boat Lift
- Yes
- Davits
- Yes
More Information
Building Style
- Above Flood
- Yes
Financial Status
- Auction
- No
- Bank Owned
- No
- Potential Short Sale
- No
- Standard Sale
- Yes
Remarks & Misc
- Remarks – Consumer
- Welcome to your waterfront paradise! This exceptional custom-built home is a testament to craftsmanship and luxury living. Boasting a solid poured concrete construction, this residence stands as a fortress of elegance and durability. Standing tall on an oceanside location with no bridges, this property offers unparalleled boating access. With an impressive 225 feet of waterfront and a 8 ft high tide draft under boat, it's a dream for boating enthusiasts. Dock your vessel effortlessly in your private boat basin, complete with a 100 ft dock and brand new 20,000 lb boat lift plus an additional 10,000 lb davit for other watercraft. Step inside this 4-bedroom, 3-bath home, and be greeted by the remarkable Italian porcelain tile floors. The living room opens to the amazing chef's kitchen featuring custom cabinets and quartz countertops and throughout the home. Large island is perfect for entertaining. Top of the line stainless steel appliances such as Bosch. The living and dining areas seamlessly connect to the outdoors through two sets of large triple impact sliders. Enter the immense covered patio, a perfect spot for al fresco dining or relaxation. Beyond, discover the inviting concrete pool with heated/chilled swim jets and a salt system—a haven for aquatic enjoyment or stroll over to the waterside tiki hut for a cocktail. The upper level reveals a versatile loft, which can be used as office, game room or additional gathering space. The entire home is fortified with impact windows and doors, ensuring safety and energy efficiency. Natural light floods every room, creating a warm and inviting ambiance. Environmental consciousness meets luxury with a 21,000-gallon rainwater cistern, contributing to sustainability. The oversized vaulted 10 ft ceiling 2-car garage provides more than ample space for your toys. An extra bonus area under the house is your dedicated storage/workshop area catering to your organizational needs. Well Below appraise value.
Fee Includes
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
Cooling
- Central Air
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Canal View
- Yes
Floor
- Tile
- Yes
Interior Features
- Entrance Foyer
- Yes
- Quartz Countertops
- Yes
- Split Bedroom
- Yes
- Storage
- Yes
Property Condition
- Updated/Remodeled
- Yes
Specialty Rooms
- Utility Room
- Yes
- Workshop
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Vehicle Storage
- Garage
- Yes
- Guest Parking
- Yes
- Open Parking
- Yes
- Attached
- Yes
- Off Street Parking
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Furnished
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
- Patio
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Chickee Hut
- Yes
Pool Info
- In Ground
- Yes
- Salt Water
- Yes
- Decked
- Yes
Roof
- Metal Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
Waterfront:
Canal Front
Waterview:
Canal View
Dockage:
Basin; Boat Lift; Davits
Property Condition:
Updated/Remodeled
Vehicle Storage:
Garage; Attached; Guest Parking; Off Street Parking; Open Parking
Furnished:
Furnished
Cooling:
Central Air
Utilities:
FKAA; Municipal Sewer
Interior Features:
Entrance Foyer; Quartz Countertops; Split Bedroom; Storage
Specialty Rooms:
Utility Room; Workshop
Appliances:
Dishwasher; Dryer; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features:
Chickee Hut
Pool Info:
In Ground; Salt Water; Decked
Construction:
CBS
Floor:
Tile
Roof:
Metal Roof
Land Size:
Less Than 1/4 Acre
Title:
Title Ins - Buyer
Documents
Features ›
Listing Office:
Coldwell Banker Schmitt Lower Keys (KW)
Last Updated: March - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.