21470 Overseas Highway, Cudjoe Key, FL 33042 (MLS# 618705)

21470 Overseas Highway, Cudjoe Key, FL 33042

$5,995,000

Property Type: Commercial Sale Bedrooms: 13 Baths: 7 Lot Size (sq. ft.): 52,685 Status: Active

Current Price: $5,995,000 List Date: 2/18/2026 Last Modified: 7/07/2026

Overview

Description

Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522.

Listing Details MLS# 618705

Location, Tax & Legal

Street #: 21470
Street Name: Overseas
Street Suffix: Highway
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
Subdivision: Sacarma (21.0)
County: Monroe
Area: 07 - Cudjoe Key

Contract Information

Listing Board: Marathon/Lower Keys
Limited Representation: No
Potential Short Sale: No
Bank Owned: No

General Property Description

Realtor.COM Type: Commercial
Style: Commercial
Lot SqFt: 52685
Waterfront: Yes
Control Depth: 2
Business Name: Cudjoe Cottage
Total # Buildings: 4
Total Units: 6
Year Built: 1977
Total Bedrooms: 13
Full Baths: 7
Total Baths: 7

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No

Property Info

# Boat Slips: 4
# Kitchens: 6
# Refrigerators: 6
# Range/Ovens: 6
2 Bed/Bath: 5
3 Bed/Bath: Yes

More Information

Dockage

Dock: Concrete

Vehicle Storage

Car(s): 4+

Financial Status

Bank Owned: No
Potential Short Sale: No

Property Features

Deed Restrictions: No License Info: Other/See Remarks Type: Hotel/Motel Waterfront: Bay Front; Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Boat Ramp Vehicle Storage: Guest Parking; Off Street Parking; Trailer Storage Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer; Separate Meters Interior Features: Drapes/Blinds Incl; Furnished; Laundry Room; Smoke Alarms Appliances: Dishwasher; Range; Refrigerator Miscellaneous: Fencing; High Traffc Location; High Visibility; Highway Frontage; Open Water View; Patio; Pool; Storage Construction: Combo Construction; Frame Shutters: Panel Floor: Combo; Tile; Vinyl Roof: Metal Roof Land Size: 1 Less Than 2 Acres Fee Includes: None Terms: Buyer Obtain Finance

Listing Office: Select Properties of NWFL

Last Updated: July - 07 - 2026

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