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21470 Overseas Highway, Cudjoe Key, FL 33042

New Listing
$6,290,000
Property Type: Residential Bedrooms: 13 Baths: 7 Square Footage: 5,022 Lot Size (sq. ft.): 52,685 Status: Active
Current Price: $6,290,000 List Date: 6/09/2026 Last Modified: 6/09/2026

Overview

Description

Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor. 5 (2 bedroom one bath cottages) and one (3 bedroom 2 bath house), 6 water meters, 6 electric meters. Heate ...

Listing Details MLS# 620213

Location, Tax & Legal

Street #
21470
Street Name
Overseas
Street Suffix
Highway
Key/Island
Cudjoe Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Sacarma (21.0)
Area
07 - Cudjoe Key
City
Cudjoe
Mile Marker
21
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
VE,AE
Alternate Key #
9026370
Add'l Parcel #1
00174920-000100
Parcel #
00174920000600
Add'l Parcel #2
00174920-000200
Zoning
SR - Sub Urban Residential District
Deed Restrictions
No
Legal
See documents tab
Taxes
29313.6
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Marathon/Lower Keys
Potential Short Sale
No
Bank Owned
No

General Property Description

Realtor.COM Type
Multi-family
Style
Multi-Units
Waterfront
Yes
Control Depth
2
Pool
Yes
Year Built
1977
Total Units
6
Lot SqFt
52685
Acres
1.2
Living Apx SqFt
5022
SqFt Source
Tax Records
Total Bedrooms
13
Full Baths
7
Total Baths
7
Rentals Allowed
Yes
Min Rental Days
Yes

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock
Concrete
Boat Ramp
Yes

More Information

Building Style

Above Flood
Unknown
Stories
2 Stories
Conch
Yes

Vehicle Storage

Car(s)
4+
Guest Parking
Yes
RV Parking Open
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Pool Info

Heated
Yes
In Ground
Yes
Salt Water
Yes

Financial Status

Bank Owned
No
Potential Short Sale
No

Remarks & Misc

Remarks – Consumer
Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor. 5 (2 bedroom one bath cottages) and one (3 bedroom 2 bath house), 6 water meters, 6 electric meters. Heated salt water pool. The property is also listed with 9 additional units MLS #612522.

Fee Includes

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Range
Yes
Refrigerator
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Waterfront

Bay Front
Yes
Oceanfront
Yes
Open Water
Yes

Waterview

Bay/Gulf View
Yes
Ocean View
Yes
Open Water View
Yes

Floor

Combo
Yes
Tile
Yes
Vinyl
Yes

Interior Features

Drapes/Blinds Incl
Yes
Smoke Alarms
Yes

Construction

Combo Construction
Yes
Frame
Yes

Land Size

1 Less Than 2 Acres
Yes

Furnished

Furnished
Yes

Utilities

Elect Separate Meter
Yes
FKAA
Yes
Municipal Sewer
Yes
Water Separate Meter
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Screened Patio
Yes

Roof

Metal Roof
Yes

Shutters

Panel
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Bay Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Ocean View; Open Water View Dockage: Boat Ramp Building Style: Conch Vehicle Storage: Guest Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Drapes/Blinds Incl; Smoke Alarms Appliances: Dishwasher; Range; Refrigerator Pool Info: In Ground; Salt Water Construction: Combo Construction; Frame Shutters: Panel Floor: Combo; Tile; Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: 1 Less Than 2 Acres

Documents

Listing Office: Select Properties of NWFL
Last Updated: June - 09 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
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