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230 Apache Street, Plantation Key, FL 33070

$1,250,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,500 Lot Size (sq. ft.): 10,560 Status: Active
Current Price: $1,250,000 List Date: 4/18/2026 Last Modified: 4/19/2026

Overview

Description

This could be the kind of peaceful waterfront Keys property that actually pays you back. Located in one of the Upper Keys' most beloved neighborhoods locally known as 'Indian Mound' this canal-front duplex blends Old Florida charm with solid construction and real future potential. Water access is a big deal in the Keys, and it's excellent here. With 32' of dockage on a 100' wide turning basin, you'll have quick, easy access to the bay. Tavernier Creek is just around the corner, making ocean runs simple. Built in 1959, the concrete two-unit home features terrazzo floors and unique accent walls that give it that classic Old Florida feel. Each unit offers 2 bedrooms and 1 bath. Both are leased month-to-month to long-term tenants. The home is protected by a 5V-crimp Galvalume metal roof and cooled by two 2019 A/C systems. It sits on an oversized 10,000 sq ft lot with mature trees and buried power lines. Recognized as a duplex by the Village of Islamorada, this property offers compelling re ...

Listing Details MLS# 619562

Location, Tax & Legal

Street #
230
Street Name
Apache
Street Suffix
Street
Key/Island
Plantation Key
State/Province
FL
Zip Code
33070
County
Monroe
Subdivision
Indian Waterways (89.0)
Area
25 - Plantation Key
City
ISLAMORADA
Mile Marker
89
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE,AE
Alternate Key #
1522414
Handicap Access
No
Parcel #
00424390-000000
Zoning
R1 - Residential Single Family
Deed Restrictions
No
Legal
BK 6 LT 19 AND PT LT 18 INDIAN WATERWAYS PB4-29 PLANTATION KEY
Taxes
8424.51
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No

General Property Description

Realtor.COM Type
Multi-family
Style
Duplex
Waterfront
Yes
Control Depth
3
Pool
No
Year Built
1959
Lot SqFt
10560
Lot Sqft Source
Survey
Acres
0.24
Living Apx SqFt
1500
SqFt Source
Tax Records
Total Bedrooms
4
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
200
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
32
Dock
Concrete
Seawall
Concrete

More Information

Building Style

Above Flood
No

Financial Status

Auction
No
Bank Owned
No
Potential Short Sale
No
Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
This could be the kind of peaceful waterfront Keys property that actually pays you back. Located in one of the Upper Keys' most beloved neighborhoods locally known as 'Indian Mound' this canal-front duplex blends Old Florida charm with solid construction and real future potential. Water access is a big deal in the Keys, and it's excellent here. With 32' of dockage on a 100' wide turning basin, you'll have quick, easy access to the bay. Tavernier Creek is just around the corner, making ocean runs simple. Built in 1959, the concrete two-unit home features terrazzo floors and unique accent walls that give it that classic Old Florida feel. Each unit offers 2 bedrooms and 1 bath. Both are leased month-to-month to long-term tenants. The home is protected by a 5V-crimp Galvalume metal roof and cooled by two 2019 A/C systems. It sits on an oversized 10,000 sq ft lot with mature trees and buried power lines. Recognized as a duplex by the Village of Islamorada, this property offers compelling redevelopment options. An owner could convert the duplex into a single-family home, creating a valuable market-rate waterfront Transferable Development Right (TDR) to sell. Or, continue operating the duplex as a solid income-producing property in a quiet, highly desirable neighborhood. Old Florida character, dependable income, and flexibility for the future - this is a smart fit for someone who values both lifestyle and return. Vacant 7,023 sq ft lot next door is available separately.

Fee Includes

Common Area Mnt
Yes

Tax Exemptions

None
Yes

Appliances

Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Floor

Terrazzo
Yes

Neighborhood Feature

Community Boat Ramp
Yes
Other Area Features
Yes

Windows/Doors

Aluminum Windows
Yes
Impact Rstnce Doors
Yes
Jalousie Windows
Yes
Other Windows/Doors
Yes

Vehicle Storage

Open Parking
Yes
Off Street Parking
Yes

Security

No Security
Yes

Construction

CBS
Yes
Concrete
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Unfurnished
Yes

Utilities

FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Patio
Yes

Roof

Metal Roof
Yes

Shutters

Bahama
Yes
Panel
Yes

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Off Street Parking; Open Parking Furnished: Unfurnished Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer Appliances: Dryer; Range; Refrigerator; Washer Construction: CBS; Concrete Shutters: Bahama; Panel Floor: Terrazzo Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp; Other Area Features Security: No Security Land Size: Less Than 1/4 Acre
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: April - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.