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27369 Saint Vincent Lane, Ramrod Key, FL 33042

$849,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,592 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $849,000 List Date: 2/19/2026 Last Modified: 3/29/2026

Overview

Description

Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed out ...

Listing Details MLS# 618712

Location, Tax & Legal

Street #
27369
Street Name
Saint Vincent
Street Suffix
Lane
Key/Island
Ramrod Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Breezeswept Bch Est (27.5)
Area
09 - Ramrod Key
City
Ramrod
Off Shore Island
No
Mile Marker
27
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE
Alternate Key #
1266213
Parcel #
00202900000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
Bk 6 Lt 14 Breezeswept Beach Estates Ramrod Key Pb4-143 Or247-186-187 Or493-873 Or773-722 Or909-585 Or1096-1197 Or1392-3
Taxes
7043.27
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
4
Pool
No
Year Built
1989
Lot SqFt
6000
Lot Sqft Source
Tax Records
Acres
0.13
Living Apx SqFt
1592
SqFt Source
Tax Records
Total Bedrooms
2
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Assoc/Mnt Fee Per
Yearly
Association Fee $
0

Dockage

Dock Length
50
Dock
Concrete
Dock Permit
Yes
Seawall
Concrete
Boat Lift
Yes

More Information

Building Style

Above Flood
Unknown

Financial Status

Auction
No
Bank Owned
No
Potential Short Sale
No
Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed outdoor patio entertaining area. The home has seen only light seasonal use. Rare privacy with two vacant canal lots across the water & 150' lot next door, palms & shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining, & local sandbars. This hardened waterfront home combines structural integrity, boating infrastructure, & true upside potential. Insurance Quotes: HO & Wind Combined $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). 2020-Cobia 237 w/ 300HP Yamaha & trailer also for sale.
Directions
West Indies around bend, then straight onto Saint Vincent, house on Right

Fee Includes

Other
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Specialty Rooms

Other
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Vehicle Storage

Carport
Yes
Covered Parking
Yes
RV Parking Open
Yes
Attached
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Construction

Frame
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Furnished
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes

Title

Negotiable
Yes

Exterior Features

Bar
Yes
Lanai
Yes

Roof

Metal Roof
Yes

Shutters

Bahama
Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Specialty Rooms: Other Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Bar; Lanai Construction: Frame Shutters: Bahama Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: March - 29 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.