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28E 12th Avenue, Stock Island, FL 33040

$645,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,120 Lot Size (sq. ft.): 3,570 Status: Active
Current Price: $645,000 List Date: 5/04/2026 Last Modified: 5/24/2026

Overview

Description

This three-bedroom, two-bath elevated CBS home sits on a fully fenced 3,570-square-foot lot with a practical, well-proportioned layout that makes every inch count. The primary suite has an ensuite bath, while the two guest bedrooms share a second full bath. The property is fully fenced and features a carport & off street parking. This is the kind of home you put your stamp on. The bones are solid, the location is only getting better, and the opportunity to add value is real.

Listing Details MLS# 619750

Location, Tax & Legal

Street #
28E
Street Name
12th
Street Suffix
Avenue
Key/Island
Stock Island
State/Province
FL
Zip Code
33040
County
Monroe
Subdivision
Stuart Sub (5.0)
Area
05 - Stock Island to Shark Key
City
Stock Island
Off Shore Island
No
Mile Marker
5
Marathon Neighborhood
N/A
Senior Community YN
No
Side
Ocean
Flood Zone
AE
Alternate Key #
1163619
Parcel #
00129450000000
Zoning
URM - Urban Res Mobile Home District
Deed Restrictions
Unknown
Legal
Bk E Lt 28 Lincoln Gardens No 2 Pb5-90 Stock Island Or497-23 Or770-1804 Or831-2069 Or844-1995 Or1704-810/11Name/Chg Or32
Taxes
4828.58
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes
Species List
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
1971
Lot SqFt
3570
Lot Sqft Source
Property Data Card
Acres
0.08
Living Apx SqFt
1120
SqFt Source
Property Data Card
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Control Depth
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Building Style

Above Flood
No
Stories
1 Story

More Information

Remarks & Misc

Remarks – Consumer
This three-bedroom, two-bath elevated CBS home sits on a fully fenced 3,570-square-foot lot with a practical, well-proportioned layout that makes every inch count. The primary suite has an ensuite bath, while the two guest bedrooms share a second full bath. The property is fully fenced and features a carport & off street parking. This is the kind of home you put your stamp on. The bones are solid, the location is only getting better, and the opportunity to add value is real.

Fee Includes

Other
Yes

Dockage

None
Yes

Tax Exemptions

None
Yes

Appliances

Oven
Yes
Refrigerator
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Waterfront

None
Yes

Waterview

No Waterview
Yes

Floor

Laminate
Yes

Vehicle Storage

Off Street Parking
Yes

Construction

CBS
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Unfurnished
Yes

Utilities

Buyer to Verify
Yes

Title

Negotiable
Yes

Accessibility Feat

None
Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Vehicle Storage: Off Street Parking Furnished: Unfurnished Cooling: Central Air Utilities: Buyer to Verify Appliances: Oven; Refrigerator Accessibility Feat: None Construction: CBS Floor: Laminate Pets: Pets Allowed Land Size: Less Than 1/4 Acre Title: Negotiable
Listing Office: eXp Realty LLC Southernmost Branch
Last Updated: May - 24 - 2026
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