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3167 Stewart Road, Middle Torch Key, FL 33042

$1,650,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,222 Lot Size (sq. ft.): 45,615 Status: Active
Current Price: $1,650,000 List Date: 12/04/2025 Last Modified: 12/04/2025

Description

This 3-bedroom, 2-bath home provides rare-to-find tranquility and privacy in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. Inside, modern amenities enhance the home's charm. The updated kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.

More Information MLS# 617572

Contract Information

Listing Board: Key West Association Potential Short Sale: No Bank Owned: No Species List: Yes Current Price: $1,650,000 Listing Date: 2025-12-04 List Price: $1,650,000

Location, Tax & Legal

City: Middle Torch Mile Marker: 28 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: AE,AE,VE Alternate Key #: 1292095 Add'l Parcel #1: 00224880-000000 Parcel #: 00224890-000000 Zoning: IS - Improved Subivision District Deed Restrictions: Unknown Legal: LT 117 AMENDED PLAT OF MIDDLE TORCH KEY ESTATES PB5-6 MIDDLE TORCH KEY OR518-326 OR805-162 OR805-720 OR2558-706/07 OR283 Taxes: 6370.59 Tax Year: 2024 Pub Sewer HkUp: No Street #: 3167 Street Name: Stewart Street Suffix: Road Key/Island: Middle Torch Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Middle Torch Key Est (28.0) Area: 10 - Little, Middle, Big Torch Keys

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 2 Lot SqFt: 45615 Pool: No Lot Sqft Source: Property Data Card Total Units: 0 Acres: 1.2 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1971 Living Apx SqFt: 1222 Total Bedrooms: 3 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: This 3-bedroom, 2-bath home provides rare-to-find tranquility and privacy in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. Inside, modern amenities enhance the home's charm. The updated kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

Dock: Wood

Tax Exemptions

Homestead: 1

Appliances

Dryer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Wall/Window Unit(s): 1

Waterfront

Bay Front: 1 Gulf Front: 1 Oceanfront: 1 Open Water: 1

Waterview

Bay/Gulf View: 1 Ocean View: 1 Open Water View: 1

Floor

Laminate: 1 Tile: 1

Building Style

Above Flood: Unknown Ground Level: 1

Windows/Doors

Impact Rstnce Window: 1

Vehicle Storage

Open Parking: 1 Off Street Parking: 1 Trailer Storage: 1

Construction

CBS: 1

Land Size

1 Less Than 2 Acres: 1

Furnished

Negotiable: 1

Utilities

Aerobic System: 1

Porch/Balcony

Deck: 1 Open Porch/Balcony: 1

Exterior Features

Gazebo: 1 Storage: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Accessibility Feat

Grab Bars: 1

GF-Utilities

Cistern: 1

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Ocean View; Open Water View Building Style: Ground Level Vehicle Storage: Off Street Parking; Open Parking; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Wall/Window Unit(s) Utilities: Aerobic System Appliances: Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Gazebo; Storage Accessibility Feat: Grab Bars Construction: CBS Floor: Laminate; Tile Roof: Metal Roof Pets: Pets Allowed Land Size: 1 Less Than 2 Acres GF-Utilities: Cistern
Listing Office: Coldwell Banker Schmitt Real Estate Co. (KW)
Last Updated: December - 04 - 2025
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