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3167 Stewart Road, Middle Torch Key, FL 33042

$1,585,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,222 Lot Size (sq. ft.): 45,615 Status: Active
Current Price: $1,585,000 List Date: 3/24/2026 Last Modified: 3/24/2026

Overview

Description

SECLUDED SANCTUARY. This 3-bedroom, 2-bath home provides rare-to-find tranquility in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. The covered private deck extends your space to relax out to the water's edge. Inside, modern amenities enhance the home's charm and function. The upgraded kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled, spacious primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.

Listing Details MLS# 619183

Location, Tax & Legal

Street #
3167
Street Name
Stewart
Street Suffix
Road
Key/Island
Middle Torch Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Middle Torch Key Est (28.0)
Area
10 - Little, Middle, Big Torch Keys
City
Middle Torch
Off Shore Island
No
Mile Marker
28
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE,AE,VE
Alternate Key #
1292095
Add'l Parcel #1
00224880-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Taxes
6580.18
Tax Year
2025
Pub Sewer HkUp
No

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No
Species List
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
2
Pool
No
Year Built
1971
Lot SqFt
45615
Lot Sqft Source
Property Data Card
Acres
1.2
Living Apx SqFt
1222
SqFt Source
Property Data Card
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock
Wood

More Information

Building Style

Above Flood
Unknown
Ground Level
Yes

Financial Status

Bank Owned
No
Potential Short Sale
No

Remarks & Misc

Remarks – Consumer
SECLUDED SANCTUARY. This 3-bedroom, 2-bath home provides rare-to-find tranquility in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. The covered private deck extends your space to relax out to the water's edge. Inside, modern amenities enhance the home's charm and function. The upgraded kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled, spacious primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Wall/Window Unit(s)
Yes

Waterfront

Bay Front
Yes
Gulf Front
Yes
Oceanfront
Yes
Open Water
Yes

Waterview

Bay/Gulf View
Yes
Ocean View
Yes
Open Water View
Yes

Floor

Laminate
Yes
Tile
Yes

Interior Features

Built-in Cabinets
Yes
Drapes/Blinds Incl
Yes
Walk-in Closet(s)
Yes
Window Treatments
Yes

Property Condition

Updated/Remodeled
Yes

Specialty Rooms

Workshop
Yes

Windows/Doors

Impact Rstnce Window
Yes

Vehicle Storage

Open Parking
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Construction

CBS
Yes

Land Size

1 Less Than 2 Acres
Yes

Furnished

Furnished
Yes

Utilities

Aerobic System
Yes

Porch/Balcony

Deck
Yes
Open Porch/Balcony
Yes

Exterior Features

Gazebo
Yes
Storage
Yes

Roof

Metal Roof
Yes

Accessibility Feat

Grab Bars
Yes
Wheelchair Ramp
Yes

GF-Utilities

Cistern
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Ocean View; Open Water View Property Condition: Updated/Remodeled Building Style: Ground Level Vehicle Storage: Off Street Parking; Open Parking; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Wall/Window Unit(s) Utilities: Aerobic System Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Walk-in Closet(s); Window Treatments Specialty Rooms: Workshop Appliances: Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Gazebo; Storage Accessibility Feat: Grab Bars; Wheelchair Ramp Construction: CBS Floor: Laminate; Tile Roof: Metal Roof Pets: Pets Allowed Land Size: 1 Less Than 2 Acres GF-Utilities: Cistern
Listing Office: Coldwell Banker Schmitt Real Estate Co. (KW)
Last Updated: March - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
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