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40 Pirates Drive, Key Largo, FL 33037

$495,900
Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 561 Lot Size (sq. ft.): 2,500 Status: Active
Current Price: $495,900 List Date: 11/29/2025 Last Modified: 4/30/2026

Overview

Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching your boat from the neighborhood ramp right across the street. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. The current owner has taken care of the big-ticket items, so you do not have to worry including a new roof, new A/C split systems throughout, fresh paint inside and ...

Open Houses

  • Saturday, May 9, 10:30 am - 1:00 pm
  • Sunday, May 24, 10:30 am - 1:00 pm

Listing Details MLS# 617504

Location, Tax & Legal

Street #
40
Street Name
Pirates
Street Suffix
Drive
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Pirates Cove (Key Largo) (98.5)
Area
27 - Key Largo MM 97-107
City
KEY LARGO
Mile Marker
98
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
0.2 PCT ANNUAL CHANC
Alternate Key #
1609625
Parcel #
00493460-000000
Zoning
ISM - Improved Sub Masonry
Deed Restrictions
Unknown
Legal
BK 5 LT 10 PIRATES COVE-KEY LARGO PB3-18
Taxes
3811.51
Tax Year
2024
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
1958
Lot SqFt
2500
Lot Sqft Source
Property Data Card
Acres
0.06
Living Apx SqFt
561
SqFt Source
Property Data Card
Total Bedrooms
Yes
Full Baths
Yes
Total Baths
Yes
Rentals Allowed
With Restrictions
Min Rental Days
28
Control Depth
0
Total Units
0

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
250
Assoc/Mnt Fee Per
Yearly

Building Style

Above Flood
Yes
Ground Level
Yes

More Information

Vehicle Storage

Car(s)
3
Trailer Storage
Yes

Remarks & Misc

Remarks – Consumer
Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching your boat from the neighborhood ramp right across the street. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. The current owner has taken care of the big-ticket items, so you do not have to worry including a new roof, new A/C split systems throughout, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable—just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style. This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun. Do not let this slice of paradise slip away—schedule your private tour today!
Directions
US1 to Treasure Blvd. On the SE corner of Treasurer Blvd. and Pirates Dr.

Fee Includes

Common Area Mnt
Yes

Dockage

None
Yes

Tax Exemptions

None
Yes

Appliances

Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes
Ductless
Yes

Heating

Central
Yes

Waterfront

None
Yes

Waterview

Canal View
Yes

Floor

Concrete
Yes
Tile
Yes

Neighborhood Feature

Beach
Yes
Clubhouse
Yes
Community Boat Ramp
Yes

Interior Features

Built-in Cabinets
Yes
Quartz Countertops
Yes

Specialty Rooms

Laundry Room
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Construction

CBS
Yes

Land Size

Less Than 1/4 Acre
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Patio
Yes

Exterior Features

Fencing
Yes
Hot Tub
Yes
Lighting
Yes
Outdoor Shower
Yes

Roof

Other Roof
Yes

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: None Waterview: Canal View Dockage: None Building Style: Ground Level Vehicle Storage: Trailer Storage Cooling: Central Air; Ductless Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Quartz Countertops Specialty Rooms: Laundry Room Appliances: Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Hot Tub; Lighting; Outdoor Shower Construction: CBS Floor: Concrete; Tile Roof: Other Roof Pets: Pets Allowed Neighborhood Feature: Beach; Clubhouse; Community Boat Ramp Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA
Listing Office: Lokation Real Estate - Tavernier North
Last Updated: April - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.