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417 Pirates Road, Little Torch Key, FL 33042

$1,149,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,280 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $1,149,000 List Date: 1/27/2026 Last Modified: 4/03/2026

Overview

Description

Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest room with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep and wide flow-through canals, no bridges to open water with an under five-minu ...

Listing Details MLS# 618340

Location, Tax & Legal

Street #
417
Street Name
Pirates
Street Suffix
Road
Key/Island
Little Torch Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Jolly Roger Estates (28.5)
Area
10 - Little, Middle, Big Torch Keys
City
Little Torch
Mile Marker
28.5
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE
Alternate Key #
1282481
Parcel #
00215250-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
BK 1 LT 8 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR573-118 OR687-137 OR1501-1210 OR1544-1649/50
Taxes
5070.66
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Marathon/Lower Keys
As is Rght to Inspct
Yes
Species List
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
No
Year Built
2001
Lot SqFt
6000
Lot Sqft Source
Tax Records
Acres
0.14
Living Apx SqFt
1280
SqFt Source
Seller
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
40
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
60
Seawall
Concrete
Boat Lift
Yes
Davits
Yes

More Information

Building Style

Above Flood
Yes

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest room with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep and wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance. Transferable termite warranty in place. Owner is a licensed Florida Realtor®.
Directions
US 1 to Pirates Rd. on Little Torch Key.

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Freezer
Yes
Ice Machine
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ductless
Yes

Heating

Ductless
Yes
Electric
Yes
Zoned
Yes

Waterfront

Canal Front
Yes
Salt Ponds
Yes

Waterview

Canal View
Yes
Salt Ponds
Yes

Floor

Vinyl
Yes

Interior Features

Built-in Cabinets
Yes
Drapes/Blinds Incl
Yes
Pantry
Yes
Quartz Countertops
Yes
Smoke Alarms
Yes
Split Bedroom
Yes
Storage
Yes
Walk-in Closet(s)
Yes
Whirlpool Bath Tub
Yes

Property Condition

Updated/Remodeled
Yes

Specialty Rooms

Laundry Room
Yes
Sun/Florida Room
Yes
Other
Yes

Windows/Doors

Impact Rstnce Window
Yes
Single Hung Windows
Yes

Vehicle Storage

Covered Parking
Yes
Open Parking
Yes
RV Parking Open
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Construction

Modular
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Negotiable
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

Buyer to Verify
Yes
Elect Separate Meter
Yes
FKAA
Yes
Municipal Sewer
Yes
Water Separate Meter
Yes

Porch/Balcony

Deck
Yes
Open Porch/Balcony
Yes
Screened P/B
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Bar
Yes
Built-in Grill
Yes
Fencing
Yes
Fruit Tree(s)
Yes
Lighting
Yes
Outdoor Kitchen
Yes
Outdoor Shower
Yes
Privacy Wall/Fence
Yes
Storage
Yes

Roof

Metal Roof
Yes

Shutters

Accordion
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front; Salt Ponds Waterview: Canal View; Salt Ponds Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Covered Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Ductless Heating: Ductless; Electric; Zoned Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Pantry; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Whirlpool Bath Tub Specialty Rooms: Laundry Room; Sun/Florida Room; Other Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Outdoor Shower; Privacy Wall/Fence; Storage Construction: Modular Shutters: Accordion Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: Lokation Real Estate
Last Updated: April - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.