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420 W Indies Drive, Ramrod Key, FL 33042

$924,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,036 Lot Size (sq. ft.): 7,131 Status: Active
Current Price: $924,000 List Date: 12/13/2025 Last Modified: 3/29/2026

Overview

Description

Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spaci ...

Listing Details MLS# 617696

Location, Tax & Legal

Street #
420
Direction
W
Street Name
Indies
Street Suffix
Drive
Key/Island
Ramrod Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Breezeswept Bch Est (27.5)
Area
09 - Ramrod Key
City
Ramrod
Off Shore Island
No
Mile Marker
27.5
Marathon Neighborhood
N/A
Side
Ocean
Alternate Key #
1266680
Parcel #
00203370-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
BK 8 LT 1 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143
Taxes
4791.47
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes
Species List
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
No
Year Built
1985
Lot SqFt
7131
Lot Sqft Source
Property Data Card
Acres
0.16
Living Apx SqFt
1036
SqFt Source
Property Data Card
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
0

Dockage

Dock
Composite
Davits
Yes

More Information

Building Style

Above Flood
Yes
Stilt Column Height
Medium - 5Ft - 9Ft

Remarks & Misc

Remarks – Consumer
Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.
Directions
From Overseas Highway, turn toward oceanside, remain on W Indies to property.

Fee Includes

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Gas Appliances
Yes
Ice Machine
Yes
Microwave
Yes
More Appliances
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Floor

Wood
Yes

Neighborhood Feature

Bike Paths
Yes
Fire Hydrant
Yes

Interior Features

Bar
Yes
Drapes/Blinds Incl
Yes
Security System
Yes
Storage
Yes

Property Condition

Updated/Remodeled
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes
Sliding Glass Doors
Yes

Vehicle Storage

RV Parking Open
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Security

On Premises System
Yes

Construction

Combo Construction
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Negotiable
Yes

Terms

Cash
Yes
Conventional
Yes

Utilities

Buyer to Verify
Yes
Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes
Propane
Yes

Porch/Balcony

Deck
Yes
Open Porch/Balcony
Yes

Title

Negotiable
Yes

Exterior Features

Bar
Yes
Fencing
Yes
Storage
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Davits Property Condition: Updated/Remodeled Vehicle Storage: Off Street Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer; Propane Interior Features: Bar; Drapes/Blinds Incl; Security System; Storage Appliances: Dishwasher; Dryer; Gas Appliances; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Fencing; Storage Construction: Combo Construction Floor: Wood Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Fire Hydrant Security: On Premises System Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable
Listing Office: Coldwell Banker Schmitt Real Estate Co
Last Updated: March - 29 - 2026
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