425 Harbour Drive, Duck Key, FL 33050
$2,899,000
Property Type:
Residential
Bedrooms:
2
Baths:
3
Square Footage:
1,247
Lot Size (sq. ft.):
11,250
Status:
Active
Current Price:
$2,899,000
List Date:
3/12/2026
Last Modified:
3/19/2026
Overview
Description
Life on the water begins the moment you arrive at this beautifully positioned open water home on prestigious Harbour Drive in Duck Key. Surrounded by swaying palms and tropical landscaping, this classic 2 Bedroom 2 Bathroom Florida Keys coastal cottage sits on an oversized 11,250 sq. ft. lot highlighted by a bright open-concept layout with panoramic views of Tom's Harbor. Built with CBS construction, impact windows, and a metal roof, the property provides both durability and low-maintenance island living. For boaters, the property features 75 feet of concrete seawall and a dock with quick access to both the Atlantic Ocean and Gulf for world-class fishing, diving, and boating. The tropical backyard is designed for true Keys living, featuring a waterside tiki hut, shaded seating areas, and plenty of room for a future pool with a permitted convenience bathroom downstairs. An outdoor elevator, garage, and beautifully landscaped yard add comfort and curb appeal. Residents of Duck Key enjoy optional membership at Club Duck Key with access to a heated and chilled pool, pickleball and tennis courts, bocce ball, basketball, and a vibrant social calendar. Located just minutes from Marathon Jet Center, marinas, restaurants, and shopping, this Duck Key home offers the perfect balance of privacy, boating convenience, and island lifestyle.
Listing Details MLS# 619033
Location, Tax & Legal
- Street #
- 425
- Street Name
- Harbour
- Street Suffix
- Drive
- Key/Island
- Duck Key
- State/Province
- FL
- Zip Code
- 33050
- County
- Monroe
- Subdivision
- Harbour Island (61.0)
- Area
- 20 - Duck Key, Coral Key, Conch Key
- City
- Duck
- Off Shore Island
- No
- Mile Marker
- 61
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE,VE
- Alternate Key #
- 1460290
- Parcel #
- 00376951-002800
- Zoning
- ISM - Improved Sub Masonry
- Deed Restrictions
- Unknown
- Legal
- LTS 26 & 26A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84
- Taxes
- 18533.92
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
- As is Rght to Inspct
- Yes
- Species List
- No
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- No
- Year Built
- 1977
- Total Units
- Yes
- Lot SqFt
- 11250
- Lot Sqft Source
- Property Data Card
- Acres
- 0.29
- Living Apx SqFt
- 1247
- SqFt Source
- Property Data Card
- Total Bedrooms
- 2
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Dock Length
- 75
- Dock
- Composite
- Seawall
- Concrete
More Information
Building Style
- Above Flood
- Yes
- Stilt Column Height
- Medium - 5Ft - 9Ft
Remarks & Misc
- Remarks – Consumer
- Life on the water begins the moment you arrive at this beautifully positioned open water home on prestigious Harbour Drive in Duck Key. Surrounded by swaying palms and tropical landscaping, this classic 2 Bedroom 2 Bathroom Florida Keys coastal cottage sits on an oversized 11,250 sq. ft. lot highlighted by a bright open-concept layout with panoramic views of Tom's Harbor. Built with CBS construction, impact windows, and a metal roof, the property provides both durability and low-maintenance island living. For boaters, the property features 75 feet of concrete seawall and a dock with quick access to both the Atlantic Ocean and Gulf for world-class fishing, diving, and boating. The tropical backyard is designed for true Keys living, featuring a waterside tiki hut, shaded seating areas, and plenty of room for a future pool with a permitted convenience bathroom downstairs. An outdoor elevator, garage, and beautifully landscaped yard add comfort and curb appeal. Residents of Duck Key enjoy optional membership at Club Duck Key with access to a heated and chilled pool, pickleball and tennis courts, bocce ball, basketball, and a vibrant social calendar. Located just minutes from Marathon Jet Center, marinas, restaurants, and shopping, this Duck Key home offers the perfect balance of privacy, boating convenience, and island lifestyle.
Fee Includes
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Waterfront
- Bay Front
- Yes
- Open Water
- Yes
Waterview
- Bay/Gulf View
- Yes
- Open Water View
- Yes
Floor
- Tile
- Yes
Neighborhood Feature
- Bike Paths
- Yes
- Other Area Features
- Yes
Interior Features
- Drapes/Blinds Incl
- Yes
- Elevator
- Yes
Windows/Doors
- Impact Rstnce Window
- Yes
Vehicle Storage
- Garage
- Yes
- Open Parking
- Yes
- RV Parking Open
- Yes
- Trailer Storage
- Yes
Construction
- CBS
- Yes
Land Size
- 1/4 - 1/2 Acre
- Yes
Furnished
- Negotiable
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
Utilities
- Buyer to Verify
- Yes
- Cable Available
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
- Patio
- Yes
Title
- Negotiable
- Yes
Exterior Features
- Chickee Hut
- Yes
- Lanai
- Yes
Roof
- Metal Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
Waterfront:
Bay Front; Open Water
Waterview:
Bay/Gulf View; Open Water View
Vehicle Storage:
Garage; Open Parking; RV Parking Open; Trailer Storage
Furnished:
Negotiable
Utilities:
Buyer to Verify; Cable Available; FKAA; Municipal Sewer
Interior Features:
Drapes/Blinds Incl; Elevator
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features:
Chickee Hut; Lanai
Construction:
CBS
Floor:
Tile
Roof:
Metal Roof
Pets:
Pets Allowed
Neighborhood Feature:
Bike Paths; Other Area Features
Land Size:
1/4 - 1/2 Acre
Terms:
Cash; Conventional
Title:
Negotiable
Listing Office:
Coldwell Banker Schmitt Real Estate Co
Last Updated: March - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.