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439 Palm Drive Drive, Lower Matecumbe, FL 33036

$1,950,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,294 Lot Size (sq. ft.): 11,080 Status: Closed
Current Price: $1,950,000 List Date: 12/24/2025 Last Modified: 6/12/2026

Overview

Description

VA Assumable! Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage—an uncommon and highly desirable feature in the Keys. Inside, the home offers a bright, coastal interior that complements the ...

Listing Details MLS# 617822

Location, Tax & Legal

Street #
439
Street Name
Palm Drive
Street Suffix
Drive
Key/Island
Lower Matecumbe
State/Province
FL
Zip Code
33036
County
Monroe
Subdivision
Safety Harbor (74.0)
Area
22 - Lower Matecumbe

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes
Species List
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
5
Pool
Yes
Year Built
1983
Lot SqFt
11080
Lot Sqft Source
Property Data Card
Living Apx SqFt
2294
SqFt Source
Property Data Card
Total Bedrooms
4
Full Baths
3
Total Baths
3
Rentals Allowed
Yes
Min Rental Days
28

Status Change Info

Under Contract Date
2026-05-19
Leased Date
2026-06-12

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Assoc Approval Req
No
Association Fee $
100
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
40
Dock
Composite

More Information

Building Style

Above Flood
Unknown

Pool Info

Heated
Yes

Property Features

Fee Includes: Other Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Bay/Gulf View; Canal View; Open Water View Dockage: Boat Lift Vehicle Storage: Carport Furnished: Furnished; Negotiable Cooling: Central Air Heating: Central Utilities: Buyer to Verify Interior Features: Walk-in Closet(s) Specialty Rooms: Utility Room; Workshop Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Washer Exterior Features: Shed; Storage Pool Info: Concrete; Decked; Screened In Construction: CBS Floor: Tile Roof: Shingle Roof Pets: Pets Allowed Security: No Security Land Size: Less Than 1/4 Acre Terms: Assumable; Assumable; Cash; Conventional; No Seller Finance; VA
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: June - 12 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.