49G Miriam Street, Stock Island, FL 33040
$1,099,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,000
Lot Size (sq. ft.):
3,669
Status:
Active
Current Price:
$1,099,000
List Date:
5/26/2026
Last Modified:
5/30/2026
Overview
Description
...
(Read more)
This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M.
The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round.
The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy.
The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys.
Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.
Listing Details MLS# 620041
Location, Tax & Legal
- Street #
- 49G
- Street Name
- Miriam
- Street Suffix
- Street
- Key/Island
- Stock Island
- State/Province
- FL
- Zip Code
- 33040
- County
- Monroe
- Subdivision
- Lincoln Gard. No. 2 (5.0)
- Area
- 05 - Stock Island to Shark Key
- City
- Stock Island
- Mile Marker
- 5
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE 8
- Alternate Key #
- 1164623
- Parcel #
- 00130460-000000
- Zoning
- URM - Urban Res Mobile Home District
- Deed Restrictions
- Unknown
- Legal
- BK G LT 49 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR381-396-397 OR768-207 OR809-970 OR873-1644 OR972-278 OR1050-1761 O
- Taxes
- 2016.59
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
- As is Rght to Inspct
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- No
- Pool
- No
- Year Built
- 2026
- Lot SqFt
- 3669
- Lot Sqft Source
- Tax Records
- Acres
- 0.08
- Living Apx SqFt
- 2000
- SqFt Source
- Builder/Architect
- Total Bedrooms
- 4
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
- Control Depth
- 0
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Building Style
- Above Flood
- Yes
More Information
Specialty Rooms
- Guest/Servant Qtrs
- Legal
Financial Status
- Standard Sale
- Yes
Remarks & Misc
- Remarks – Consumer
- This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.
Fee Includes
- None
- Yes
Dockage
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Central Air
- Yes
- Ductless
- Yes
Waterfront
- None
- Yes
Waterview
- No Waterview
- Yes
Floor
- Vinyl
- Yes
Interior Features
- Quartz Countertops
- Yes
- Split Bedroom
- Yes
- Walk-in Closet(s)
- Yes
Property Condition
- New Construction
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Vehicle Storage
- Covered Parking
- Yes
Construction
- Frame
- Yes
- Modular
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Unfurnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- VA
- Yes
Utilities
- Community Swr Plant
- Yes
- FKAA
- Yes
Title
- Negotiable
- Yes
Roof
- Metal Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
Waterfront:
None
Waterview:
No Waterview
Dockage:
None
Property Condition:
New Construction
Vehicle Storage:
Covered Parking
Furnished:
Unfurnished
Cooling:
Central Air; Ductless
Utilities:
Community Swr Plant; FKAA
Interior Features:
Quartz Countertops; Split Bedroom; Walk-in Closet(s)
Appliances:
Dishwasher; Dryer; Range; Refrigerator; Washer
Construction:
Frame; Modular
Floor:
Vinyl
Roof:
Metal Roof
Pets:
Pets Allowed
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional; VA
Title:
Negotiable
Listing Office:
Island Life Realty Experts
Last Updated: May - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
