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49G Miriam Street, Stock Island, FL 33040

$1,099,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,000 Lot Size (sq. ft.): 3,669 Status: Active
Current Price: $1,099,000 List Date: 5/26/2026 Last Modified: 5/30/2026

Overview

Description

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appl ...

Listing Details MLS# 620041

Location, Tax & Legal

Street #
49G
Street Name
Miriam
Street Suffix
Street
Key/Island
Stock Island
State/Province
FL
Zip Code
33040
County
Monroe
Subdivision
Lincoln Gard. No. 2 (5.0)
Area
05 - Stock Island to Shark Key
City
Stock Island
Mile Marker
5
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE 8
Alternate Key #
1164623
Parcel #
00130460-000000
Zoning
URM - Urban Res Mobile Home District
Deed Restrictions
Unknown
Legal
BK G LT 49 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR381-396-397 OR768-207 OR809-970 OR873-1644 OR972-278 OR1050-1761 O
Taxes
2016.59
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
2026
Lot SqFt
3669
Lot Sqft Source
Tax Records
Acres
0.08
Living Apx SqFt
2000
SqFt Source
Builder/Architect
Total Bedrooms
4
Full Baths
3
Total Baths
3
Rentals Allowed
With Restrictions
Min Rental Days
28
Control Depth
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Building Style

Above Flood
Yes

More Information

Specialty Rooms

Guest/Servant Qtrs
Legal

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

Fee Includes

None
Yes

Dockage

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes
Ductless
Yes

Waterfront

None
Yes

Waterview

No Waterview
Yes

Floor

Vinyl
Yes

Interior Features

Quartz Countertops
Yes
Split Bedroom
Yes
Walk-in Closet(s)
Yes

Property Condition

New Construction
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Vehicle Storage

Covered Parking
Yes

Construction

Frame
Yes
Modular
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Unfurnished
Yes

Terms

Cash
Yes
Conventional
Yes
VA
Yes

Utilities

Community Swr Plant
Yes
FKAA
Yes

Title

Negotiable
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Property Condition: New Construction Vehicle Storage: Covered Parking Furnished: Unfurnished Cooling: Central Air; Ductless Utilities: Community Swr Plant; FKAA Interior Features: Quartz Countertops; Split Bedroom; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Range; Refrigerator; Washer Construction: Frame; Modular Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; VA Title: Negotiable
Listing Office: Island Life Realty Experts
Last Updated: May - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.