531 Frances Street, Key West, FL 33040
$1,825,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,681
Lot Size (sq. ft.):
3,063
Status:
Closed
Current Price:
$1,825,000
List Date:
1/11/2026
Last Modified:
2/23/2026
Overview
Description
Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space.
The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.
Listing Details MLS# 618060
Location, Tax & Legal
- Street #
- 531
- Street Name
- Frances
- Street Suffix
- Street
- Key/Island
- Key West
- State/Province
- FL
- Zip Code
- 33040
- County
- Monroe
- Subdivision
- Old Town - Unrecord (1.0)
- Area
- 01 - Key West
- KW Neighborhood
- Old Town-N of Truman
- City
- KEY WEST
- Mile Marker
- 1
- Marathon Neighborhood
- N/A
- Side
- Median
- Flood Zone
- AE
- Alternate Key #
- 1007358
- Handicap Access
- Yes
- Parcel #
- 00007100-000000
- Zoning
- HHDR - Historic High Density Residential
- Deed Restrictions
- Unknown
- Legal
- KW PT LOT 4 SQR 44 G2-248 OR480-612 CO JUDGES PROG DOCKET COUNTY JUDGES DOCKET 11-209 OR610-213 OR753-1897 OR885-1098 O
- Taxes
- 564.39
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- No
- Pool
- Yes
- Year Built
- 1933
- Lot SqFt
- 3063
- Acres
- 0.07
- Living Apx SqFt
- 1681
- SqFt Source
- Tax Records
- Total Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Control Depth
- 0
- Total Units
- 0
Status Change Info
- Sold Date
- 2026-02-20
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Building Style
- Above Flood
- Yes
- Eyebrow
- Yes
More Information
Pool Info
- Heated
- Yes
- In Ground
- Yes
Remarks & Misc
- Remarks – Consumer
- Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.
- Directions
- On Frances between Southard and Fleming on the corner of Stump Lane.
Fee Includes
- None
- Yes
Dockage
- None
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Gas Appliances
- Yes
- Microwave
- Yes
- Oven
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Waterfront
- None
- Yes
Waterview
- No Waterview
- Yes
Floor
- Wood
- Yes
Interior Features
- Dade County Pine
- Yes
- Split Bedroom
- Yes
- Window Treatments
- Yes
Construction
- Frame
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Deck
- Yes
Title
- Negotiable
- Yes
Exterior Features
- Fencing
- Yes
Roof
- Metal Roof
- Yes
Accessibility Feat
- Accessible Doors
- Yes
- Accessible Full Bath
- Yes
- Accessible Kitchen
- Yes
- Wheelchair Ramp
- Yes
Shutters
- Panel
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
None
Waterview:
No Waterview
Dockage:
None
Building Style:
Eyebrow
Cooling:
Ceiling Fans(s); Central Air
Utilities:
FKAA; Municipal Sewer
Interior Features:
Dade County Pine; Split Bedroom; Window Treatments
Appliances:
Dishwasher; Disposal; Dryer; Gas Appliances; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features:
Fencing
Accessibility Feat:
Accessible Doors; Accessible Full Bath; Accessible Kitchen; Wheelchair Ramp
Pool Info:
In Ground
Construction:
Frame
Shutters:
Panel
Floor:
Wood
Roof:
Metal Roof
Pets:
Pets Allowed
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional
Title:
Negotiable
Listing Office:
Preferred Properties (KW)
Last Updated: February - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.