545 Ocean Cay Drive, Key Largo, FL 33037
$6,950,000
Property Type:
Residential
Bedrooms:
3
Baths:
4
Square Footage:
4,728
Lot Size (sq. ft.):
12,120
Status:
Active
Current Price:
$6,950,000
List Date:
11/13/2025
Last Modified:
4/17/2026
Overview
Description
...
(Read more)
Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.
Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef's kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails.
A private elevator services all three levels. The second floor features two bedrooms, two full baths, a laundry room, ocean-view dining, and expansive indoor- outdoor living. The third level hosts two generous office spaces and a serene oceanfront primary suite with a spacious spa-style bath. Built for peace of mind, the home includes impact-rated bi-fold doors and windows, electric rolladen shutters, and hurricane rated electric screens to protect your porches and furnishings at the touch of a button. Additional features include a lower-level carport, storage rooms, irrigation, landscape lighting, and
Supplements:
Listing Details MLS# 617309
Location, Tax & Legal
- Street #
- 545
- Street Name
- Ocean Cay
- Street Suffix
- Drive
- Key/Island
- Key Largo
- State/Province
- FL
- Zip Code
- 33037
- County
- Monroe
- Subdivision
- Port Largo (100.0)
- Area
- 27 - Key Largo MM 97-107
- City
- KEY LARGO
- Mile Marker
- 100
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- VE,VE
- Alternate Key #
- 1556700
- Parcel #
- 00453475-016100
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Unknown
- Legal
- PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 LOT 545 & PT PVT RD OR796-2450 OR866-293/295 OR1003-1510/1513E OR1010-904/90
- Taxes
- 17540
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 6
- Pool
- Yes
- Year Built
- 2001
- Lot SqFt
- 12120
- Acres
- 0.28
- Living Apx SqFt
- 4728
- SqFt Source
- Property Data Card
- Total Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Association Fee $
- 3000
- Assoc/Mnt Fee Per
- Yearly
Dockage
- Dock Length
- 100
- Dock
- Composite
- Boat Lift
- Yes
More Information
Building Style
- Above Flood
- Unknown
- Stories
- 3 Stories
Vehicle Storage
- Car(s)
- 4+
- Carport
- Yes
- Covered Parking
- Yes
- Garage
- Yes
- Open Parking
- Yes
- Attached
- Yes
Pool Info
- Other
- Spa is Gas
- Heated
- Yes
- Other Material
- 4 pumps, 2 heaters
- Other Surroundings
- 5 waterfalls
- In Ground
- Yes
- Salt Water
- Yes
Remarks & Misc
- Remarks – Consumer
- Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes. Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef's kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails. A private elevator services all three levels. The second floor features two bedrooms, two full baths, a laundry room, ocean-view dining, and expansive indoor- outdoor living. The third level hosts two generous office spaces and a serene oceanfront primary suite with a spacious spa-style bath. Built for peace of mind, the home includes impact-rated bi-fold doors and windows, electric rolladen shutters, and hurricane rated electric screens to protect your porches and furnishings at the touch of a button. Additional features include a lower-level carport, storage rooms, irrigation, landscape lighting, and
- Directions
- MM 100-- Turn east onto Ocean Cay Dr and follow to gate at end of street. Gated Community.
Fee Includes
- Security
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Freezer
- Yes
- Gas Appliances
- Yes
- Ice Machine
- Yes
- Microwave
- Yes
- More Appliances
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
- Wine Cooler
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Waterfront
- Canal Front
- Yes
- Oceanfront
- Yes
- Open Water
- Yes
Waterview
- Canal View
- Yes
- Ocean View
- Yes
- Open Water View
- Yes
Floor
- Tile
- Yes
Interior Features
- Bar
- Yes
- Built-in Cabinets
- Yes
- Cathedral Ceilings
- Yes
- Elevator
- Yes
- Pantry
- Yes
- Security System
- Yes
- Storage
- Yes
- Walk-in Closet(s)
- Yes
Specialty Rooms
- Laundry Room
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Security
- Electric Gate
- Yes
Construction
- CBS
- Yes
Land Size
- 1/4 - 1/2 Acre
- Yes
Furnished
- Unfurnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Utilities
- Buyer to Verify
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Built-in Grill
- Yes
- Chickee Hut
- Yes
- Fencing
- Yes
- Gazebo
- Yes
- Hot Tub
- Yes
- Lighting
- Yes
- Outdoor Kitchen
- Yes
- Sprinkler System
- Yes
- Water Display
- Yes
Roof
- Metal Roof
- Yes
Shutters
- Roll Down Electric
- Yes
Property Features
Fee Includes:
Security
Tax Exemptions:
None
Waterfront:
Canal Front; Oceanfront; Open Water
Waterview:
Canal View; Ocean View; Open Water View
Dockage:
Boat Lift
Vehicle Storage:
Garage; Carport; Attached; Covered Parking; Open Parking
Furnished:
Unfurnished
Cooling:
Ceiling Fans(s); Central Air
Utilities:
Buyer to Verify; FKAA; Municipal Sewer
Interior Features:
Bar; Built-in Cabinets; Cathedral Ceilings; Elevator; Pantry; Security System; Storage; Walk-in Closet(s)
Specialty Rooms:
Laundry Room
Appliances:
Dishwasher; Dryer; Freezer; Gas Appliances; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features:
Built-in Grill; Chickee Hut; Fencing; Gazebo; Hot Tub; Lighting; Outdoor Kitchen; Sprinkler System; Water Display
Pool Info:
In Ground; Salt Water
Construction:
CBS
Shutters:
Roll Down Electric
Floor:
Tile
Roof:
Metal Roof
Pets:
Pets Allowed
Security:
Electric Gate
Land Size:
1/4 - 1/2 Acre
Terms:
Cash; Conventional; FHA; VA
Title:
Title Ins - Buyer
Listing Office:
American Caribbean Real Estate, Christie's International Real Estate
Last Updated: April - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
