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545 Ocean Cay Drive, Key Largo, FL 33037

$6,950,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 4,728 Lot Size (sq. ft.): 12,120 Status: Active
Current Price: $6,950,000 List Date: 11/13/2025 Last Modified: 4/17/2026

Overview

Description

Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes. Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-d ...

Supplements: a full-property misting system. 545 Ocean Cay is more than a home  it's a lifestyle, an escape, and a rare opportunity in one of the Keys' most cherished neighborhoods.

Listing Details MLS# 617309

Location, Tax & Legal

Street #
545
Street Name
Ocean Cay
Street Suffix
Drive
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Port Largo (100.0)
Area
27 - Key Largo MM 97-107
City
KEY LARGO
Mile Marker
100
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
VE,VE
Alternate Key #
1556700
Parcel #
00453475-016100
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 LOT 545 & PT PVT RD OR796-2450 OR866-293/295 OR1003-1510/1513E OR1010-904/90
Taxes
17540
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
6
Pool
Yes
Year Built
2001
Lot SqFt
12120
Acres
0.28
Living Apx SqFt
4728
SqFt Source
Property Data Card
Total Bedrooms
3
Full Baths
3
Half Baths
Yes
Total Baths
4
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
3000
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
100
Dock
Composite
Boat Lift
Yes

More Information

Building Style

Above Flood
Unknown
Stories
3 Stories

Vehicle Storage

Car(s)
4+
Carport
Yes
Covered Parking
Yes
Garage
Yes
Open Parking
Yes
Attached
Yes

Pool Info

Other
Spa is Gas
Heated
Yes
Other Material
4 pumps, 2 heaters
Other Surroundings
5 waterfalls
In Ground
Yes
Salt Water
Yes

Remarks & Misc

Remarks – Consumer
Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes. Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef's kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails. A private elevator services all three levels. The second floor features two bedrooms, two full baths, a laundry room, ocean-view dining, and expansive indoor- outdoor living. The third level hosts two generous office spaces and a serene oceanfront primary suite with a spacious spa-style bath. Built for peace of mind, the home includes impact-rated bi-fold doors and windows, electric rolladen shutters, and hurricane rated electric screens to protect your porches and furnishings at the touch of a button. Additional features include a lower-level carport, storage rooms, irrigation, landscape lighting, and
Directions
MM 100-- Turn east onto Ocean Cay Dr and follow to gate at end of street. Gated Community.

Fee Includes

Security
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Freezer
Yes
Gas Appliances
Yes
Ice Machine
Yes
Microwave
Yes
More Appliances
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes
Wine Cooler
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Waterfront

Canal Front
Yes
Oceanfront
Yes
Open Water
Yes

Waterview

Canal View
Yes
Ocean View
Yes
Open Water View
Yes

Floor

Tile
Yes

Interior Features

Bar
Yes
Built-in Cabinets
Yes
Cathedral Ceilings
Yes
Elevator
Yes
Pantry
Yes
Security System
Yes
Storage
Yes
Walk-in Closet(s)
Yes

Specialty Rooms

Laundry Room
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Security

Electric Gate
Yes

Construction

CBS
Yes

Land Size

1/4 - 1/2 Acre
Yes

Furnished

Unfurnished
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

Buyer to Verify
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Built-in Grill
Yes
Chickee Hut
Yes
Fencing
Yes
Gazebo
Yes
Hot Tub
Yes
Lighting
Yes
Outdoor Kitchen
Yes
Sprinkler System
Yes
Water Display
Yes

Roof

Metal Roof
Yes

Shutters

Roll Down Electric
Yes

Property Features

Fee Includes: Security Tax Exemptions: None Waterfront: Canal Front; Oceanfront; Open Water Waterview: Canal View; Ocean View; Open Water View Dockage: Boat Lift Vehicle Storage: Garage; Carport; Attached; Covered Parking; Open Parking Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Elevator; Pantry; Security System; Storage; Walk-in Closet(s) Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Freezer; Gas Appliances; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Built-in Grill; Chickee Hut; Fencing; Gazebo; Hot Tub; Lighting; Outdoor Kitchen; Sprinkler System; Water Display Pool Info: In Ground; Salt Water Construction: CBS Shutters: Roll Down Electric Floor: Tile Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: April - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.