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643 Indies Road, Ramrod Key, FL 33042

$1,595,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,995 Lot Size (sq. ft.): 9,000 Status: Active
Current Price: $1,595,000 List Date: 3/04/2026 Last Modified: 3/16/2026

Overview

Description

Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment. Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind. Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, ...

Listing Details MLS# 618915

Location, Tax & Legal

Street #
643
Street Name
Indies
Street Suffix
Road
Key/Island
Ramrod Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Breezeswept Bch Est (27.5)
Area
09 - Ramrod Key
City
Ramrod
Mile Marker
27.5
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE
Alternate Key #
1264768
Add'l Parcel #1
00201440-000000
Parcel #
00201450-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
No
Legal
BK 2 LT 53 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143 OR315-35 OR754-1519 OR1062-1311 OR1102-241 OR1130-157 OR1228-508
Taxes
5412.44
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Marathon/Lower Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
Yes
Year Built
1992
Lot SqFt
9000
Lot Sqft Source
Tax Records
Acres
0.14
Living Apx SqFt
1995
SqFt Source
Tax Records
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
Yes
Association Fee $
0

Dockage

Dock
Concrete
Boat Lift
Yes
Davits
Yes

More Information

Building Style

Above Flood
Unknown
Stilt Column Height
Medium - 5Ft - 9Ft

Pool Info

Heated
Yes
In Ground
Yes

Remarks & Misc

Remarks – Consumer
Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment. Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind. Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, and a spacious wrap-around deck offering panoramic open-water and sunset views. Boaters will appreciate the property's 14,000-pound boat lift, excellent boating access, and 50-amp shore power along with RV hookup complete with sewer connection. Relax by the gas fire pit, pick fresh fruit from the yard, and entertain with ease thanks to the exterior and interior sound systems. This fenced property, perfect for pets, also includes underground power, Wi-Fi, a 50-amp RV hookup, and plenty of storage. For the avid angler there's a fish-cleaning station and an outdoor shower. Combining privacy, luxury, and functionality, this Ramrod Key Oceanside gem is a slice of paradise waiting to be enjoyed. Easy and fun to show!!!

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes
Open Water View
Yes

Floor

Carpet
Yes
Tile
Yes
Wood
Yes

Property Condition

Updated/Remodeled
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Vehicle Storage

Carport
Yes
Covered Parking
Yes
Off Street Parking
Yes

Construction

Frame
Yes

Land Size

More than 1 Lot
Yes

Furnished

Unfurnished
Yes

Terms

Cash
Yes
Conventional
Yes

Utilities

Buyer to Verify
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Patio
Yes

Title

Negotiable
Yes

Exterior Features

Chickee Hut
Yes
Fencing
Yes
Storage
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View; Open Water View Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Carport; Covered Parking; Off Street Parking Furnished: Unfurnished Cooling: Central Air Heating: Central Utilities: Buyer to Verify; FKAA; Municipal Sewer Appliances: Dishwasher; Oven; Range; Refrigerator Exterior Features: Chickee Hut; Fencing; Storage Pool Info: In Ground Construction: Frame Floor: Carpet; Tile; Wood Roof: Metal Roof Pets: Pets Allowed Land Size: More than 1 Lot Terms: Cash; Conventional Title: Negotiable
Listing Office: Internet Realty of the Florida Keys
Last Updated: March - 16 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.