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74560 Overseas Highway, Lower Matecumbe, FL 33036

$3,300,000
Property Type: Commercial Sale Bedrooms: 3 Baths: 3 Square Footage: 6,071 Lot Size (sq. ft.): 15,100 Status: Active
Current Price: $3,300,000 List Date: 2/18/2026 Last Modified: 8/03/2026

Overview

Description

74560 Overseas Highway is a dynamic waterfront commercial asset with multiple revenue paths and significant redevelopment potential. Situated on a 15,000 SF parcel with generous on-site parking and 100 feet of seawall capable of accommodating up to 8 slips, the property delivers premier highway exposure and immediate Florida Bay and Atlantic Ocean access. Zoning supports four affordable housing units, one market-rate residence, and 5,640 SF of commercial space, creating a layered income strategy that blends residential density with marine-oriented business activity. The existing structure features expansive wraparound windows framing sweeping Atlantic views, plus a top-floor penthouse suite suited for owner occupancy, executive housing, or premium rental use (subject to approvals). The building configuration can also accommodate a rooftop helipad. Commercial Fishing zoning allows for uses such as a destination restaurant, seafood market, marine outfitter, charter or backcount ...

Listing Details MLS# 618699

Location, Tax & Legal

Street #
74560
Street Name
Overseas
Street Suffix
Highway
Key/Island
Lower Matecumbe
State/Province
FL
Zip Code
33036
Subdivision
Mat Sandy Bch (75.0)
County
Monroe
Area
22 - Lower Matecumbe

Contract Information

Listing Board
Florida Keys
Limited Representation
No
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No
Species List
No

General Property Description

Realtor.COM Type
Commercial
Style
Commercial
Lot SqFt
15100
Waterfront
Yes
Control Depth
6
Year Established
1982-12-31
# Stories
3
Total # Buildings
Yes
Building SqFt
6071
SqFt Source
Property Data Card
Living Apx SqFt
6071
Year Built
1983
Total Bedrooms
3
Full Baths
3
Total Baths
3

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No

Property Info

# Boat Slips
8

More Information

Dockage

Seawall
Concrete

Financial Status

Bank Owned
No
Potential Short Sale
No

Property Features

Type: Apartment 3 or more; Bar; Marina; Professional Service; Restaurant; Retail Waterfront: Bay Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Harbor/Marina View; Ocean View; Open Water View Vehicle Storage: Common Parking Utilities: Buyer to Verify; FKAA; Municipal Sewer Appliances: Dishwasher; Dryer; Refrigerator; Washer Miscellaneous: High Traffc Location; Highway Frontage; Open Water View; Residence on Premise Construction: CBS Land Size: 1/4 - 1/2 Acre Fee Includes: None Terms: Other Financing
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: August - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.