74980 Overseas Highway 3, Lower Matecumbe, FL 33036
$1,890,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
2,845
Status:
Active
Current Price:
$1,890,000
List Date:
6/13/2026
Last Modified:
6/19/2026
Overview
Description
...
(Read more)
Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft and take advantage of the vacation rental revenue. Ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat.
The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings.
Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 667-square-foot waterfront screened deck overlooking the tranquil lagoon, offering the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings.
Boaters will appreciate the deep-water dockage featuring a large boat slip and 16k boat lift, with convenient access to both the Atlantic Ocean and Florida Bay. Enjoy stunning views of the bayside lagoon and the ocean, along with world-class fishing, diving, and boating right from your backyard.
Additional amenities include covered parking and ample storage space for all your water toys. Offering the perfect blend of modern elegance, waterfront living, and premier boating access, this remarkable Lower Matecumbe property is a rare opportunity to own a piece of paradise in one of Islamorada's most desirable locations.
Onsite property management for true peace of mind.
Listing Details MLS# 620271
Location, Tax & Legal
- Street #
- 74980
- Street Name
- Overseas
- Street Suffix
- Highway
- Key/Island
- Lower Matecumbe
- State/Province
- FL
- Zip Code
- 33036
- County
- Monroe
- Subdivision
- Sandglass (74.5)
- Area
- 22 - Lower Matecumbe
- Unit #
- 3
- City
- ISLAMORADA
- Off Shore Island
- No
- Mile Marker
- 74.5
- Marathon Neighborhood
- N/A
- Senior Community YN
- No
- Side
- Bay/Gulf
- Alternate Key #
- 8766467
- Handicap Access
- No
- Parcel #
- 00097890-000203
- Zoning
- OTH - Other Zoning
- Deed Restrictions
- Unknown
- Legal
- UNIT 3 SANDGLASS A CONDOMINIUM OR1121-364 OR1297-715/17M/T OR1491-556 OR2026-1835 OR2647-509/17AMD OR2648-2348/49 OR2856
- Taxes
- 13018
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
- Bank Owned
- No
- Species List
- No
General Property Description
- Realtor.COM Type
- Residential - Condo/Townhouse
- Style
- Condo
- Waterfront
- Yes
- Control Depth
- 4
- Unit/Complex
- Unit
- Pool
- No
- Year Built
- 1989
- Total Units
- 4
- Lot Sqft Source
- Property Data Card
- Living Apx SqFt
- 2845
- SqFt Source
- Unknown/Condo
- Total Bedrooms
- 5
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- Yes
- Min Rental Days
- 7
- Lot SqFt
- 0
- Acres
- 0
Association Info
- Mandatory Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Association Fee $
- 1300
- Assoc/Mnt Fee Per
- Monthly
Dockage
- Dock Length
- 30
- Assigned Dock
- Yes
- Boat Lift
- Yes
- Boat Ramp
- Yes
- Boat Slip
- Yes
More Information
Building Style
- Above Flood
- Yes
Vehicle Storage
- Car(s)
- 4+
- Carport
- Yes
- Covered Parking
- Yes
- Guest Parking
- Yes
- Open Parking
- Yes
- RV Parking Open
- Yes
- Assigned Parking
- Yes
- Off Street Parking
- Yes
- Trailer Storage
- Yes
Financial Status
- Bank Owned
- No
Remarks & Misc
- Remarks – Consumer
- Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft and take advantage of the vacation rental revenue. Ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat. The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings. Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 667-square-foot waterfront screened deck overlooking the tranquil lagoon, offering the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Boaters will appreciate the deep-water dockage featuring a large boat slip and 16k boat lift, with convenient access to both the Atlantic Ocean and Florida Bay. Enjoy stunning views of the bayside lagoon and the ocean, along with world-class fishing, diving, and boating right from your backyard. Additional amenities include covered parking and ample storage space for all your water toys. Offering the perfect blend of modern elegance, waterfront living, and premier boating access, this remarkable Lower Matecumbe property is a rare opportunity to own a piece of paradise in one of Islamorada's most desirable locations. Onsite property management for true peace of mind.
Fee Includes
- Bldg Exterior Mnt
- Yes
- Building Insurance
- Yes
- Cable
- Yes
- Common Area Mnt
- Yes
- Exterminating
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Freezer
- Yes
- Ice Machine
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
- Wine Cooler
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Waterfront
- Bay Front
- Yes
- Canal Front
- Yes
- Oceanfront
- Yes
- Open Water
- Yes
Waterview
- Bay/Gulf View
- Yes
- Canal View
- Yes
- Ocean View
- Yes
- Open Water View
- Yes
Floor
- Carpet
- Yes
- Tile
- Yes
- Vinyl
- Yes
Neighborhood Feature
- Beach
- Yes
- Bike Paths
- Yes
- Community Boat Ramp
- Yes
- Community Dockage
- Yes
- Manager on Premises
- Yes
Interior Features
- Bar
- Yes
- Built-in Cabinets
- Yes
- Cathedral Ceilings
- Yes
- Drapes/Blinds Incl
- Yes
- Entrance Foyer
- Yes
- Smoke Alarms
- Yes
- Storage
- Yes
- Walk-in Closet(s)
- Yes
- Whirlpool Bath Tub
- Yes
- Window Treatments
- Yes
Property Condition
- Updated/Remodeled
- Yes
Specialty Rooms
- Loft
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
- Sliding Glass Doors
- Yes
Construction
- CBS
- Yes
- Concrete
- Yes
Land Size
- 1/2 - Less Than 1 AC
- Yes
Furnished
- Partially
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
Utilities
- Elect Separate Meter
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Screened Patio
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Lighting
- Yes
- Privacy Wall/Fence
- Yes
- Storage
- Yes
Pre-Wired
- Cable
- Yes
Roof
- Metal Roof
- Yes
Shutters
- Roll Down Electric
- Yes
Property Features
Fee Includes:
Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating
Tax Exemptions:
None
Waterfront:
Bay Front; Canal Front; Oceanfront; Open Water
Waterview:
Bay/Gulf View; Canal View; Ocean View; Open Water View
Dockage:
Assigned Dock; Boat Lift; Boat Ramp; Boat Slip
Property Condition:
Updated/Remodeled
Vehicle Storage:
Carport; Assigned Parking; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage
Furnished:
Partially
Cooling:
Ceiling Fans(s); Central Air
Utilities:
Elect Separate Meter; FKAA; Municipal Sewer
Interior Features:
Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Smoke Alarms; Storage; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments
Pre-Wired:
Cable
Specialty Rooms:
Loft
Appliances:
Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features:
Lighting; Privacy Wall/Fence; Storage
Construction:
CBS; Concrete
Shutters:
Roll Down Electric
Floor:
Carpet; Tile; Vinyl
Roof:
Metal Roof
Pets:
Pets Allowed
Neighborhood Feature:
Beach; Bike Paths; Community Boat Ramp; Community Dockage; Manager on Premises
Land Size:
1/2 - Less Than 1 AC
Terms:
Cash; Conventional
Title:
Title Ins - Buyer
Listing Office:
Ocean Sotheby's International Realty
Last Updated: June - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
