75090 Overseas Highway, Lower Matecumbe, FL 33036 (MLS# 620394)

75090 Overseas Highway, Lower Matecumbe, FL 33036

New Listing

$29,000,000

Virtual Tour

https://bcove.video/4uZea5P

Primary Suite, encompassing the entire 3rd floor, accessible by elevator or stairs.

Expansive turf green and beach area, 220ft long.

The area to the right of the dock can be used as a small boat launch for a trailered skiff.

Hand painted ceiling frescoes & quatrefoil windows frame the bay view.

Fountains are mounted throughout the outdoor verandas.

Chef's kitchen with a passthrough window to the outdoor kitchen.

Movie theater with state-of-the-art entertainment technology, seating for 6+, a wet bar and Juliette balcony.

Ulla Darni hand painted lighting accent the ceiling.

Wellness room with ballet bar, a Sauna and ensuit bathroom with steam shower.

Paleo Hallway with silks from different villages in Sienna Italy's horse racing

Property Type: Residential Bedrooms: 4 Baths: 6 Square Footage: 8,194 Lot Size (sq. ft.): 43,560 Status: Active

Current Price: $29,000,000 List Date: 6/24/2026 Last Modified: 6/24/2026

Overview

Description

Villa Lago is an Italian-inspired waterfront estate positioned along 220 feet of pristine Florida Bay frontage in Islamorada. Offering 8,194 SF of living space on 1+ acre of bayfront property, a dramatic arrival unfolds beneath soaring 30ft ceilings, leading into a grand living space framed by turquoise bay views. An arcaded hallway with a hand-tiled barrel-vaulted ceiling connects interiors featuring Italian finishes, exquisite marble details, five fireplaces, hand-painted ceiling frescoes, and a one-of-a-kind imported tile roof. Florentine-inspired quatrefoil windows, Juliette balconies, wrought-iron railings, copper rain gutters, and hand-carved marble corbels enhance the home's architectural character. The floor plan includes four bedrooms, with three guest suites on the main level and a private third-floor primary retreat featuring two fireplaces, an office, tea room, sitting room, custom walk-in closet, private laundry room, spa-inspired bath, and balconies overlooking the living ... (Read more)

Listing Details MLS# 620394

Location, Tax & Legal

Street #: 75090
Street Name: Overseas
Street Suffix: Highway
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Matecumbe Ocean Bay (75.0)
Area: 22 - Lower Matecumbe
City: ISLAMORADA
Mile Marker: 75
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Bay/Gulf
Flood Zone: AE,VE,VE,AE
Alternate Key #: 8681321
Parcel #: 00097740-000100
Zoning: R1 - Residential Single Family
Deed Restrictions: No
Legal: 21 64 36 LOWER MATECUMBE KEY PART OF GOV LOT 1 OR501-634 OR845-2014/15 OR845-2016/17 OR940-1617/18 OR936-2068/87 OR943-1
Taxes: 76981.14
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 6
Pool: Yes
Year Built: 2011
Lot SqFt: 43560
Lot Sqft Source: Tax Records
Acres: Yes
Living Apx SqFt: 8194
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 5
Half Baths: Yes
Total Baths: 6
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock: Concrete
Boat Ramp: Yes

More Information

Building Style

Above Flood: Yes
Stories: 3 Stories
Other Bldg Style: Yes

Vehicle Storage

Car(s): 4+
Garage: Yes
Attached: Yes
Auto Door Opener: Yes
Trailer Storage: Yes

Pre-Wired

Other: C4 System
Cable: Yes
Surround Sound: Yes

Pool Info

Other: Swim up bar &Hot tub
Heated: Yes
In Ground: Yes
Salt Water: Yes
Concrete: Yes
Decked: Yes

Remarks & Misc

Remarks – Consumer: Villa Lago is an Italian-inspired waterfront estate positioned along 220 feet of pristine Florida Bay frontage in Islamorada. Offering 8,194 SF of living space on 1+ acre of bayfront property, a dramatic arrival unfolds beneath soaring 30ft ceilings, leading into a grand living space framed by turquoise bay views. An arcaded hallway with a hand-tiled barrel-vaulted ceiling connects interiors featuring Italian finishes, exquisite marble details, five fireplaces, hand-painted ceiling frescoes, and a one-of-a-kind imported tile roof. Florentine-inspired quatrefoil windows, Juliette balconies, wrought-iron railings, copper rain gutters, and hand-carved marble corbels enhance the home's architectural character. The floor plan includes four bedrooms, with three guest suites on the main level and a private third-floor primary retreat featuring two fireplaces, an office, tea room, sitting room, custom walk-in closet, private laundry room, spa-inspired bath, and balconies overlooking the living spaces below. The chef's kitchen is appointed with Viking, Miele, U-Line, and Sub-Zero appliances, a walk-in pantry, and dedicated prep kitchen. A pass-through window connects to the outdoor kitchen with a Viking grill, refrigeration, ice maker, bar seating, and covered dining overlooking the pool, beach, and bay. Additional spaces include a formal dining room with a hand-painted ceiling fresco, wellness room, sauna, private theater with wet bar, and a billiards lounge with mahogany coffered ceilings and coconut wood flooring. Outside, an infinity-edge pool, sunken gazebo with swim-up seating, putting green, fountains, and tropical landscaping. Deep-water dockage, a white-sand beach, and crystal-clear waters provide immediate access to world-renowned fishing, diving, snorkeling, and boating. Additional features include an air-conditioned boat room with skiff ramp, over 4,000 SF of collector's garage space, Control4 smart home integration, Sonos, and secure walled & gated grounds.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Gas Appliances: Yes
Ice Machine: Yes
Microwave: Yes
More Appliances: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Water Purification: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes
Ductless: Yes

Heating

Central: Yes
Fireplace(s): Yes

Waterfront

Bay Front: Yes

Waterview

Bay/Gulf View: Yes
Ocean View: Yes

Floor

Carpet: Yes
Marble: Yes
Tile: Yes
Wood: Yes

Neighborhood Feature

Bike Paths: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Elevator: Yes
Entrance Foyer: Yes
Fireplace(s): Yes
Granite Counter Top: Yes
Pantry: Yes
Security System: Yes
Smoke Alarms: Yes
Storage: Yes
Tray Ceilings: Yes
Walk-in Closet(s): Yes
Wet Bar: Yes
Whirlpool Bath Tub: Yes
Window Treatments: Yes
Other: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Gym: Yes
Laundry Room: Yes
Media Room: Yes
Sauna/Steam Room: Yes
Theater Room: Yes
Utility Room: Yes
Workshop: Yes

Windows/Doors

French Doors: Yes
Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Security

Electric Gate: Yes
On Premises System: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

1 Less Than 2 Acres: Yes

Furnished

Furnished: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes
Propane: Yes
Whole House Generatr: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes
Patio: Yes

Exterior Features

Bar: Yes
Built-in Grill: Yes
Fruit Tree(s): Yes
Gazebo: Yes
Hot Tub: Yes
Lighting: Yes
Outdoor Kitchen: Yes
Outdoor Shower: Yes
Privacy Wall/Fence: Yes
Rain Gutters: Yes
Sandy Beach: Yes
Sprinkler System: Yes
Storage: Yes
Water Display: Yes

Roof

Tile Roof: Yes

GF-Interior Features

Dual Flush: Yes
Programmable Thermst: Yes
Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Bay Front Waterview: Bay/Gulf View; Ocean View Dockage: Boat Ramp Property Condition: Updated/Remodeled Building Style: Other Bldg Style Vehicle Storage: Garage; Attached; Auto Door Opener; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Central Air; Ductless Heating: Central; Fireplace(s) Utilities: FKAA; Municipal Sewer; Propane; Whole House Generatr Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Elevator; Entrance Foyer; Fireplace(s); Granite Counter Top; Pantry; Security System; Smoke Alarms; Storage; Tray Ceilings; Walk-in Closet(s); Wet Bar; Whirlpool Bath Tub; Window Treatments; Other Pre-Wired: Cable; Surround Sound Specialty Rooms: Gym; Laundry Room; Media Room; Sauna/Steam Room; Theater Room; Utility Room; Workshop Appliances: Dishwasher; Disposal; Dryer; Freezer; Gas Appliances; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification; Wine Cooler Exterior Features: Bar; Built-in Grill; Fruit Tree(s); Gazebo; Hot Tub; Lighting; Outdoor Kitchen; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Storage; Water Display Pool Info: In Ground; Salt Water; Concrete; Decked Construction: CBS; Concrete Floor: Carpet; Marble; Tile; Wood Roof: Tile Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Tennis Courts; Other Area Features Security: Electric Gate; On Premises System Land Size: 1 Less Than 2 Acres GF-Interior Features: Dual Flush; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Ocean Sotheby's International Realty

Last Updated: June - 24 - 2026

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