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76412 Overseas Highway, Lower Matecumbe, FL 33036

$2,300,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,000 Lot Size (sq. ft.): 7,125 Status: Active
Current Price: $2,300,000 List Date: 3/30/2026 Last Modified: 4/30/2026

Overview

Description

Make all of your Florida Keys fantasies come true at Fantasy Harbor! We're willing to bet you never even knew this gated community on Islamorada's Lower Matecumbe existed. This concrete harborfront home is being offered for the very first time. Upstairs 2 bedroom 2 bathrooms suites with open and spacious harborview living areas plus downstairs bedroom and bathroom with a bonus party hut reminiscent of relaxing Bahamian nights after a day on the water. Quiet & private living situated just off the Florida Bay in a protected harbor with 99' concrete seawall on cap rock plus boat lift. This one is a winner!

Listing Details MLS# 611841

Location, Tax & Legal

Street #
76412
Street Name
Overseas
Street Suffix
Highway
Key/Island
Lower Matecumbe
State/Province
FL
Zip Code
33036
County
Monroe
Subdivision
Fantasy Harbor (77.0)
Area
22 - Lower Matecumbe
City
ISLAMORADA
Mile Marker
77
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE
Alternate Key #
8559089
Parcel #
00396960-000400
Zoning
R1 - Residential Single Family
Deed Restrictions
Unknown
Legal
UNIT 4 FANTASY HARBOR CONDOMINIUM OR816-1612/13 OR858-1938 OR904-1481 OR1034-1410/11 OR1098-719/25 OR1144-786/99PET/WILL
Taxes
10137.25
Tax Year
2023
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
4
Pool
No
Year Built
1985
Lot SqFt
7125
Lot Sqft Source
Tax Records
Acres
0.18
Living Apx SqFt
2000
SqFt Source
Seller
Total Bedrooms
3
Full Baths
3
Total Baths
3
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
Yes
Condo Doc's
Yes
1st Right of Refusal
No
Association Fee $
702
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
99
Dock
Concrete
Seawall
Concrete
Basin
Yes
Boat Lift
Yes

More Information

Building Style

Above Flood
Unknown

Remarks & Misc

Remarks – Consumer
Make all of your Florida Keys fantasies come true at Fantasy Harbor! We're willing to bet you never even knew this gated community on Islamorada's Lower Matecumbe existed. This concrete harborfront home is being offered for the very first time. Upstairs 2 bedroom 2 bathrooms suites with open and spacious harborview living areas plus downstairs bedroom and bathroom with a bonus party hut reminiscent of relaxing Bahamian nights after a day on the water. Quiet & private living situated just off the Florida Bay in a protected harbor with 99' concrete seawall on cap rock plus boat lift. This one is a winner!
Directions
GPS

Fee Includes

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Ice Machine
Yes
Microwave
Yes
Oven
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes
Wine Cooler
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes
Harbor/Marina View
Yes

Floor

Other
Yes

Interior Features

Drapes/Blinds Incl
Yes
Granite Counter Top
Yes
Storage
Yes
Walk-in Closet(s)
Yes
Wet Bar
Yes
Window Treatments
Yes

Property Condition

Updated/Remodeled
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Vehicle Storage

Carport
Yes
Covered Parking
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Construction

CBS
Yes
Concrete
Yes

Land Size

1/4 - 1/2 Acre
Yes

Furnished

Negotiable
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Gazebo
Yes
Outdoor Shower
Yes
Storage
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View; Harbor/Marina View Dockage: Basin; Boat Lift Property Condition: Updated/Remodeled Vehicle Storage: Carport; Covered Parking; Off Street Parking; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Granite Counter Top; Storage; Walk-in Closet(s); Wet Bar; Window Treatments Appliances: Dishwasher; Dryer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Gazebo; Outdoor Shower; Storage Construction: CBS; Concrete Floor: Other Roof: Metal Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: Ocean Sotheby's International Realty
Last Updated: April - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.