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81906 Overseas Highway 3, Upper Matecumbe Key Islamorada, FL 33036

New Listing
$2,649,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,852 Lot Size (sq. ft.): 2,157 Status: Active
Current Price: $2,649,000 List Date: 12/18/2025 Last Modified: 12/18/2025

Description

Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.

More Information MLS# 617758

Contract Information

Listing Board: Florida Keys Current Price: $2,649,000 Listing Date: 2025-12-14 List Price: $2,649,000

Location, Tax & Legal

Unit #: 3 City: ISLAMORADA Mile Marker: 82.5 Marathon Neighborhood: N/A Side: Bay/Gulf Alternate Key #: 9104501 Zoning: R1 - Residential Single Family Deed Restrictions: Unknown Legal: BK 3 PT LT 2 STRATTONS SUBD PB2-38 UPPER MATECUMBE,(AKA UNIT 3 CORAL COVE DEVELOPMENT) OR2968-1921SITE PLAN OR3010-751D Taxes: 14486 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 81906 Street Name: Overseas Street Suffix: Highway Key/Island: Upper Matecumbe Key Islamorada State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Strattons (82.5) Area: 23 - Upper Matecumbe

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 4 Lot SqFt: 2157 Pool: Yes Lot Sqft Source: Builder/Architect SqFt Source: Builder/Architect Rentals Allowed: Yes Style: Single Family Year Built: 2020 Living Apx SqFt: 1852 Total Bedrooms: 3 Full Baths: 3 Half Baths: 1 Total Baths: 4

Remarks & Misc

Remarks – Consumer: Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities. Directions: Showings to be coordinated with seller and must be scheduled when unit not rented or on turnover of tenancies

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 2983 Assoc/Mnt Fee Per: Quarterly

License Info

Transient Rntl Licns: Yes

Fee Includes

Common Area Mnt: 1

Dockage

Dock: Composite Assigned Dock: 1 Basin: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Washer: 1 Wine Cooler: 1

Pets

Pets Allowed: 1

Cooling

Central Air: 1

Heating

Central: 1

Waterfront

Bay Front: 1

Waterview

Bay/Gulf View: 1

Floor

Vinyl: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Fire Sprinkler: 1 Quartz Countertops: 1 Smoke Alarms: 1

Property Condition

New Construction: 1

Specialty Rooms

Laundry Room: 1

Building Style

Above Flood: Yes Stories: 2 Stories

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Car(s): 2 Assigned Parking: 1

Security

Electric Gate: 1

Construction

CBS: 1 Hardi Board Siding: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Furnished: 1

Terms

Cash: 1 Conventional: 1 Seller Finance Psble: 1

Utilities

FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Open Porch/Balcony: 1

Pool Info

In Ground: 1 Heated: Yes

Roof

Metal Roof: 1

Financial Status

Standard Sale: Yes

GF-Interior Features

LED Lighting: 1 Tankless Hot Wtr Htr: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: Bay Front Waterview: Bay/Gulf View Dockage: Assigned Dock; Basin Property Condition: New Construction Vehicle Storage: Assigned Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Fire Sprinkler; Quartz Countertops; Smoke Alarms Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Microwave; Oven; Refrigerator; Washer; Wine Cooler Pool Info: In Ground Construction: CBS; Hardi Board Siding Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; Seller Finance Psble GF-Interior Features: LED Lighting; Tankless Hot Wtr Htr
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: December - 18 - 2025
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