81906 Overseas Highway 3, Upper Matecumbe Key Islamorada, FL 33036
$2,649,000
Property Type:
Residential
Bedrooms:
3
Baths:
4
Square Footage:
1,768
Lot Size (sq. ft.):
2,157
Status:
Active
Current Price:
$2,649,000
List Date:
12/18/2025
Last Modified:
4/17/2026
Listing Details MLS# 617758
Location, Tax & Legal
- Street #
- 81906
- Street Name
- Overseas
- Street Suffix
- Highway
- Key/Island
- Upper Matecumbe Key Islamorada
- State/Province
- FL
- Zip Code
- 33036
- County
- Monroe
- Subdivision
- Misc Upper Matacumbe (82.0)
- Area
- 23 - Upper Matecumbe
- Unit #
- 3
- City
- ISLAMORADA
- Mile Marker
- 82
- Marathon Neighborhood
- N/A
- Senior Community YN
- No
- Side
- Bay/Gulf
- Flood Zone
- 0.2 PCT ANNUAL CHANC
- Alternate Key #
- 9104501
- Parcel #
- 00399270-000300
- Zoning
- R1 - Residential Single Family
- Deed Restrictions
- Unknown
- Legal
- BK 3 PT LT 2 STRATTONS SUBD PB2-38 UPPER MATECUMBE, (AKA UNIT 3 CORAL COVE DEVELOPMENT) OR2968-1921SITE PLAN OR3010-751D
- Taxes
- 15089.84
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- Yes
- Year Built
- 2020
- Lot SqFt
- 2157
- Lot Sqft Source
- Builder/Architect
- Acres
- 0.05
- Living Apx SqFt
- 1768
- SqFt Source
- Builder/Architect
- Total Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- Rentals Allowed
- Yes
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Association Fee $
- 2983
- Assoc/Mnt Fee Per
- Quarterly
License Info
- Transient Rntl Licns
- Yes
More Information
Dockage
- Dock
- Composite
- Assigned Dock
- Yes
- Basin
- Yes
Building Style
- Above Flood
- Yes
- Stories
- 2 Stories
Vehicle Storage
- Car(s)
- 2
- Assigned Parking
- Yes
Pool Info
- Heated
- Yes
- In Ground
- Yes
Financial Status
- Standard Sale
- Yes
Remarks & Misc
- Remarks – Consumer
- Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.
- Directions
- Showings to be coordinated with seller and must be scheduled when unit not rented or on turnover of tenancies
Fee Includes
- Common Area Mnt
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Wine Cooler
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Waterfront
- Bay Front
- Yes
Waterview
- Bay/Gulf View
- Yes
Floor
- Vinyl
- Yes
Interior Features
- Built-in Cabinets
- Yes
- Drapes/Blinds Incl
- Yes
- Fire Sprinkler
- Yes
- Quartz Countertops
- Yes
- Smoke Alarms
- Yes
Property Condition
- New Construction
- Yes
Specialty Rooms
- Laundry Room
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Security
- Electric Gate
- Yes
Construction
- CBS
- Yes
- Hardi Board Siding
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Furnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- Seller Finance Psble
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
Roof
- Metal Roof
- Yes
GF-Interior Features
- LED Lighting
- Yes
- Tankless Hot Wtr Htr
- Yes
Property Features
Fee Includes:
Common Area Mnt
Tax Exemptions:
None
Waterfront:
Bay Front
Waterview:
Bay/Gulf View
Dockage:
Assigned Dock; Basin
Property Condition:
New Construction
Vehicle Storage:
Assigned Parking
Furnished:
Furnished
Cooling:
Central Air
Heating:
Central
Utilities:
FKAA; Municipal Sewer
Interior Features:
Built-in Cabinets; Drapes/Blinds Incl; Fire Sprinkler; Quartz Countertops; Smoke Alarms
Specialty Rooms:
Laundry Room
Appliances:
Dishwasher; Disposal; Microwave; Oven; Refrigerator; Washer; Wine Cooler
Pool Info:
In Ground
Construction:
CBS; Hardi Board Siding
Floor:
Vinyl
Roof:
Metal Roof
Pets:
Pets Allowed
Security:
Electric Gate
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional; Seller Finance Psble
GF-Interior Features:
LED Lighting; Tankless Hot Wtr Htr
Listing Office:
American Caribbean Real Estate, Christie's International Real Estate
Last Updated: April - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.