94825 Overseas Highway 281, Key Largo, FL 33037
$940,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
1,540
Lot Size (sq. ft.):
1,658
Status:
Active
Current Price:
$940,000
List Date:
9/03/2025
Last Modified:
12/20/2025
Overview
Description
...
(Read more)
BUYERS — A Rare Opportunity Awaits!
If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.
Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.
This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers:
• A generous open layout
• A dedicated laundry room
• A charming peek‑a‑boo ocean view
• Ample covered space downstairs for your boat, golf cart, and outdoor gear
Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.
KLOR offers an impressive array of amenities, including:
🛥️ Full‑service marina (all slips currently occupied; waiting list available)
🚤 Private concrete boat ramp with direct ocean access
🏊♂️ Resort‑style swimming pool
🏋️♀️ Modern fitness center
🎾 Tennis and basketball courts
🏠 Clubhouse and more.
Listing Details MLS# 616376
Location, Tax & Legal
- Street #
- 94825
- Street Name
- Overseas
- Street Suffix
- Highway
- Key/Island
- Key Largo
- State/Province
- FL
- Zip Code
- 33037
- County
- Monroe
- Subdivision
- Key Largo Ocn Resorts (94.5)
- Area
- 26 - Key Largo S of MM 96.9
- Unit #
- 281
- City
- KEY LARGO
- Off Shore Island
- No
- Mile Marker
- 94.5
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE,AE,VE,AE,VE,VE
- Alternate Key #
- 9101841
- Handicap Access
- No
- Zoning
- SF - Single Family
- Deed Restrictions
- Yes
- Legal
- UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
- Taxes
- 5414.11
- Tax Year
- 2024
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
- Potential Short Sale
- No
- Bank Owned
- No
- Species List
- No
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- No
- Pool
- No
- Year Built
- 2020
- Lot SqFt
- 1658
- Lot Sqft Source
- Property Data Card
- Acres
- 0.04
- Living Apx SqFt
- 1540
- SqFt Source
- Seller
- Total Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- Rentals Allowed
- With Restrictions
- Control Depth
- 0
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- Yes
- 1st Right of Refusal
- Yes
- Association Fee $
- 434.37
- Assoc/Mnt Fee Per
- Monthly
Building Style
- Above Flood
- Yes
- Stories
- 3 Stories
More Information
Financial Status
- Auction
- No
- Bank Owned
- No
- Potential Short Sale
- No
Remarks & Misc
- Remarks – Consumer
- BUYERS — A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek‑a‑boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity. KLOR offers an impressive array of amenities, including: 🛥️ Full‑service marina (all slips currently occupied; waiting list available) 🚤 Private concrete boat ramp with direct ocean access 🏊♂️ Resort‑style swimming pool 🏋️♀️ Modern fitness center 🎾 Tennis and basketball courts 🏠 Clubhouse and more.
- Directions
- US1 at MM 94.8
Fee Includes
- Cable
- Yes
- Common Area Mnt
- Yes
- Security
- Yes
Dockage
- Boat Ramp
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Waterfront
- None
- Yes
Waterview
- No Waterview
- Yes
Floor
- Tile
- Yes
Neighborhood Feature
- Clubhouse
- Yes
- Community Boat Ramp
- Yes
- Community Pool
- Yes
- Tennis Courts
- Yes
Interior Features
- Drapes/Blinds Incl
- Yes
- Granite Counter Top
- Yes
- Security System
- Yes
Windows/Doors
- Glass Doors
- Yes
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Vehicle Storage
- Covered Parking
- Yes
Security
- Patrolled Area
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Furnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
Utilities
- Cable Available
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
- Patio
- Yes
Title
- Title Ins - Buyer
- Yes
Roof
- Metal Roof
- Yes
Property Features
Fee Includes:
Cable; Common Area Mnt; Security
Tax Exemptions:
None
Waterfront:
None
Waterview:
No Waterview
Dockage:
Boat Ramp
Vehicle Storage:
Covered Parking
Furnished:
Furnished
Cooling:
Central Air
Heating:
Central
Utilities:
Cable Available; FKAA; Municipal Sewer
Interior Features:
Drapes/Blinds Incl; Granite Counter Top; Security System
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Construction:
CBS
Floor:
Tile
Roof:
Metal Roof
Pets:
Pets Allowed
Neighborhood Feature:
Clubhouse; Community Boat Ramp; Community Pool; Tennis Courts
Security:
Patrolled Area
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional; FHA
Title:
Title Ins - Buyer
Listing Office:
RE/MAX All Keys Real Estate
Last Updated: December - 20 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
