94825 Overseas Highway 281, Key Largo, FL 33037
$940,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
1,540
Lot Size (sq. ft.):
1,658
Status:
Active
Current Price:
$940,000
List Date:
9/03/2025
Last Modified:
12/19/2025
Description
BUYERS — A Rare Opportunity Awaits!
If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.
Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated coastal community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.
This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers:
• A generous open layout
• A dedicated laundry room
• A charming peek‑a‑boo ocean view
• Ample covered space downstairs for your boat, golf cart, and outdoor gear
Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.
KLOR offers an impressive array of amenities, including:
🛥️ Full‑service marina (all slips currently occupied; waiting list available)
🚤 Private concrete boat ramp with direct ocean access
🏊♂️ Resort‑style swimming pool
🏋️♀️ Modern fitness center
🎾 Tennis and basketball courts
🏠 Clubhouse and more
More Information MLS# 616376
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No
Current Price: $940,000
Listing Date: 2025-09-02
List Price: $940,000
Location, Tax & Legal
Unit #: 281
City: KEY LARGO
Off Shore Island: No
Mile Marker: 94.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE,VE,AE,VE,VE
Alternate Key #: 9101841
Handicap Access: No
Zoning: SF - Single Family
Deed Restrictions: Yes
Legal: UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
Taxes: 5414.11
Tax Year: 2024
Pub Sewer HkUp: Yes
Street #: 94825
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo Ocn Resorts (94.5)
Area: 26 - Key Largo S of MM 96.9
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot SqFt: 1658
Pool: No
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.04
SqFt Source: Seller
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 2020
Living Apx SqFt: 1540
Total Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Baths: 4
Remarks & Misc
Remarks – Consumer: BUYERS — A Rare Opportunity Awaits!
If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.
Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated coastal community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.
This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers:
• A generous open layout
• A dedicated laundry room
• A charming peek‑a‑boo ocean view
• Ample covered space downstairs for your boat, golf cart, and outdoor gear
Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.
KLOR offers an impressive array of amenities, including:
🛥️ Full‑service marina (all slips currently occupied; waiting list available)
🚤 Private concrete boat ramp with direct ocean access
🏊♂️ Resort‑style swimming pool
🏋️♀️ Modern fitness center
🎾 Tennis and basketball courts
🏠 Clubhouse and more
Directions: US1 at MM 94.8
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Association Fee $: 434.37
Assoc/Mnt Fee Per: Monthly
Fee Includes
Cable: 1
Common Area Mnt: 1
Security: 1
Dockage
Boat Ramp: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Tile: 1
Neighborhood Feature
Clubhouse: 1
Community Boat Ramp: 1
Community Pool: 1
Tennis Courts: 1
Interior Features
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Security System: 1
Building Style
Above Flood: Yes
Stories: 3 Stories
Windows/Doors
Glass Doors: 1
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Covered Parking: 1
Security
Patrolled Area: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Title Ins - Buyer: 1
Roof
Metal Roof: 1
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Status Change Info
Status: Active
Property Features
Fee Includes: Cable; Common Area Mnt; Security
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: Boat Ramp
Vehicle Storage: Covered Parking
Furnished: Furnished
Cooling: Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Drapes/Blinds Incl; Granite Counter Top; Security System
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Construction: CBS
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Clubhouse; Community Boat Ramp; Community Pool; Tennis Courts
Security: Patrolled Area
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA
Title: Title Ins - Buyer
Listing Office:
RE/MAX All Keys Real Estate
Last Updated: December - 19 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.