95480 & 90 Overseas Highway, Key Largo, FL 33037
$7,900,000
Property Type:
Residential
Bedrooms:
10
Baths:
9
Square Footage:
5,392
Lot Size (sq. ft.):
91,285
Status:
Active
Current Price:
$7,900,000
List Date:
11/14/2025
Last Modified:
4/01/2026
Overview
Description
...
(Read more)
Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise.
Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you—complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.
Listing Details MLS# 617311
Location, Tax & Legal
- Street #
- 95480 & 90
- Street Name
- Overseas
- Street Suffix
- Highway
- Key/Island
- Key Largo
- State/Province
- FL
- Zip Code
- 33037
- County
- Monroe
- Subdivision
- Sunrise Point (95.0)
- Area
- 26 - Key Largo S of MM 96.9
- City
- KEY LARGO
- Mile Marker
- 95
- Marathon Neighborhood
- N/A
- Side
- Bay/Gulf
- Flood Zone
- AE,AE,VE,AE
- Alternate Key #
- 1100374
- Add'l Parcel #1
- 00088520-000100
- Parcel #
- 00088520-000000
- Zoning
- SR - Sub Urban Residential District
- Deed Restrictions
- Unknown
- Taxes
- 18675.4
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- No
- Year Built
- 1961
- Total Units
- 3
- Lot SqFt
- 91285
- Lot Sqft Source
- Property Data Card
- Acres
- 2
- Living Apx SqFt
- 5392
- SqFt Source
- Property Data Card
- Total Bedrooms
- 10
- Full Baths
- 9
- Total Baths
- 9
- Rentals Allowed
- Yes
- Min Rental Days
- 7
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Seawall
- Rip Rap
- Boat Ramp
- Yes
- Other Dockage
- Yes
More Information
Building Style
- Above Flood
- Unknown
Vehicle Storage
- Car(s)
- 4+
- Guest Parking
- Yes
- Open Parking
- Yes
- RV Parking Open
- Yes
- Off Street Parking
- Yes
- Trailer Storage
- Yes
Remarks & Misc
- Remarks – Consumer
- Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you—complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.
Fee Includes
- None
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
- Wall/Window Unit(s)
- Yes
Heating
- Electric
- Yes
Waterfront
- Bay Front
- Yes
- Gulf Front
- Yes
- Open Water
- Yes
Waterview
- Bay/Gulf View
- Yes
- Open Water View
- Yes
Floor
- Carpet
- Yes
- Concrete
- Yes
- Tile
- Yes
Interior Features
- Built-in Cabinets
- Yes
- Drapes/Blinds Incl
- Yes
- Entrance Foyer
- Yes
- Fireplace(s)
- Yes
- Split Bedroom
- Yes
- Storage
- Yes
Specialty Rooms
- Loft
- Yes
- Sun/Florida Room
- Yes
Windows/Doors
- Aluminum Windows
- Yes
- Sliding Glass Doors
- Yes
Security
- Electric Gate
- Yes
Construction
- CBS
- Yes
- Combo Construction
- Yes
Land Size
- 2 Less Than 5 Acres
- Yes
Furnished
- Unfurnished
- Yes
Terms
- Seller Finance Psble
- Yes
Utilities
- Buyer to Verify
- Yes
- Elect Separate Meter
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
- Propane
- Yes
- Water Separate Meter
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Fencing
- Yes
- Lighting
- Yes
- Outdoor Shower
- Yes
- Privacy Wall/Fence
- Yes
- Sandy Beach
- Yes
- Shed
- Yes
- Storage
- Yes
Pre-Wired
- Cable
- Yes
Roof
- Concrete Roof
- Yes
- Metal Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
Bay Front; Gulf Front; Open Water
Waterview:
Bay/Gulf View; Open Water View
Dockage:
Boat Ramp; Other Dockage
Vehicle Storage:
Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage
Furnished:
Unfurnished
Cooling:
Ceiling Fans(s); Central Air; Wall/Window Unit(s)
Utilities:
Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter
Interior Features:
Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Fireplace(s); Split Bedroom; Storage
Pre-Wired:
Cable
Specialty Rooms:
Loft; Sun/Florida Room
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features:
Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach; Shed; Storage
Construction:
CBS; Combo Construction
Floor:
Carpet; Concrete; Tile
Roof:
Concrete Roof; Metal Roof
Pets:
Pets Allowed
Security:
Electric Gate
Land Size:
2 Less Than 5 Acres
Terms:
Seller Finance Psble
Title:
Title Ins - Buyer
Listing Office:
Coldwell Banker Schmitt Islamorada
Last Updated: April - 01 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
