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95480 & 90 Overseas Highway, Key Largo, FL 33037

$7,900,000
Property Type: Residential Bedrooms: 10 Baths: 9 Square Footage: 5,392 Lot Size (sq. ft.): 91,285 Status: Active
Current Price: $7,900,000 List Date: 11/14/2025 Last Modified: 4/01/2026

Overview

Description

Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs ...

Listing Details MLS# 617311

Location, Tax & Legal

Street #
95480 & 90
Street Name
Overseas
Street Suffix
Highway
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Sunrise Point (95.0)
Area
26 - Key Largo S of MM 96.9
City
KEY LARGO
Mile Marker
95
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
AE,AE,VE,AE
Alternate Key #
1100374
Add'l Parcel #1
00088520-000100
Parcel #
00088520-000000
Zoning
SR - Sub Urban Residential District
Deed Restrictions
Unknown
Taxes
18675.4
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
4
Pool
No
Year Built
1961
Total Units
3
Lot SqFt
91285
Lot Sqft Source
Property Data Card
Acres
2
Living Apx SqFt
5392
SqFt Source
Property Data Card
Total Bedrooms
10
Full Baths
9
Total Baths
9
Rentals Allowed
Yes
Min Rental Days
7

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
0

Dockage

Seawall
Rip Rap
Boat Ramp
Yes
Other Dockage
Yes

More Information

Building Style

Above Flood
Unknown

Vehicle Storage

Car(s)
4+
Guest Parking
Yes
Open Parking
Yes
RV Parking Open
Yes
Off Street Parking
Yes
Trailer Storage
Yes

Remarks & Misc

Remarks – Consumer
Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels—complete with deeded baybottom—creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you—complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes
Wall/Window Unit(s)
Yes

Heating

Electric
Yes

Waterfront

Bay Front
Yes
Gulf Front
Yes
Open Water
Yes

Waterview

Bay/Gulf View
Yes
Open Water View
Yes

Floor

Carpet
Yes
Concrete
Yes
Tile
Yes

Interior Features

Built-in Cabinets
Yes
Drapes/Blinds Incl
Yes
Entrance Foyer
Yes
Fireplace(s)
Yes
Split Bedroom
Yes
Storage
Yes

Specialty Rooms

Loft
Yes
Sun/Florida Room
Yes

Windows/Doors

Aluminum Windows
Yes
Sliding Glass Doors
Yes

Security

Electric Gate
Yes

Construction

CBS
Yes
Combo Construction
Yes

Land Size

2 Less Than 5 Acres
Yes

Furnished

Unfurnished
Yes

Terms

Seller Finance Psble
Yes

Utilities

Buyer to Verify
Yes
Elect Separate Meter
Yes
FKAA
Yes
Municipal Sewer
Yes
Propane
Yes
Water Separate Meter
Yes

Porch/Balcony

Open Porch/Balcony
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Fencing
Yes
Lighting
Yes
Outdoor Shower
Yes
Privacy Wall/Fence
Yes
Sandy Beach
Yes
Shed
Yes
Storage
Yes

Pre-Wired

Cable
Yes

Roof

Concrete Roof
Yes
Metal Roof
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: Boat Ramp; Other Dockage Vehicle Storage: Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s) Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Fireplace(s); Split Bedroom; Storage Pre-Wired: Cable Specialty Rooms: Loft; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach; Shed; Storage Construction: CBS; Combo Construction Floor: Carpet; Concrete; Tile Roof: Concrete Roof; Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 2 Less Than 5 Acres Terms: Seller Finance Psble Title: Title Ins - Buyer
Listing Office: Coldwell Banker Schmitt Islamorada
Last Updated: April - 01 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.