97501 Overseas Highway 521, Key Largo, FL 33037 (MLS# 609503)

97501 Overseas Highway 521, Key Largo, FL 33037

$2,225,000

Spacious Bedrooms for Families, Fun, and Fishermen.

MAGNIFICIENT MARINERS CLUB IN KEY LARGO, FL MM 97.5

ON SITE STAFF AND MANAGEMENT - Enjoy lower maintenance fees than a house, with more convenience and more included.

Catch the Sunset, Play Some Pickleball, Live the View.

Sleep in Luxury, Let the Kids Play, Fishermen Have Their Own Hideaway.

Wake to spectacular sunrises, unwind on a peaceful beach, and savor unforgettable moonlit nights.

From skyscrapers to sunflowers, from laughter to sunsets—welcome to your Keys escape.

Refined, Radiant, and Ready for You. Sunrises, sunsets, moonshines… and always sandy toes.

Refined, Radiant, and Ready for You! Where sandy toes meet sunrises, sunsets, and moonlit nights.

Gorgeous Marble, Modern Luxury, Thoughtfully Upgraded.

Original, luxurious, and utterly unforgettable—furnishings curated for the discerning collector.

Where Elegance Meets Everyday Living- every detail, every piece, uniquely exceptional.

Original, luxurious, and utterly unforgettable—furnishings curated for the discerning collector. historic Florida Keys flair—every piece tells a story.

Balcony- Spacious king bedrooms with private porches for ultimate comfort and retreat.

One-of-a-kind furniture and art, celebrating the rich creative legacy of the Florida Keys.

Generously sized rooms for ultimate relaxation. Roomy & elegant spaces w/king-sized luxury for rest & style.

Room for Everyone: Kids, Guests, and a Private Fisherman’s Escape.

Updated, Impeccable, and Absolutely Stunning.

Where Elegance Meets Everyday Living - Relax in oversized king bedrooms 4/3 featuring serene, private porches.

The community features exceptional on-site staff, an incredible clubhouse, and a fully equipped gym with cable and TV, making it the perfect year-round dream home or a prime investment for rental income or a part-time vacation paradise.

Train in style: private, fully equipped, and designed for your best workout yet. Your private fitness sanctuary—top-of-the-line equipment, personal trainers, and luxury amenities.

Sunsets, Pickleball, Paradise — Your Keys Escape Awaits.

Sunsets That Stop You, Pickleball That Moves You.

Mariner’s Club: Where sunrises glow, the sandy beach invites, and the moonlight steals the show.

A rare opportunity: a deep, protected marina accommodating vessels up to 52 feet.

Sunrises, sunsets, moonshines… and always sandy toes.

Our community offers on-site staff, including marina staff, to assist with your large boat needs. Boat rentals are available, along with electric, water, and newly installed fish cleaning stations, ensuring a seamless and enjoyable experience for all.

Mariner’s Club in Rock Harbor features a unique speakeasy-style recreation room—exclusive, inviting, and unlike anything else in the Keys.

A rare gem in Rock Harbor: the Mariner’s Club speakeasy, offering an unforgettable recreation space for owners, guests, and visitors.

The speakeasy at Mariner’s Club is a true hidden treasure—an incredible recreation room for owners, guests, and visitors. One of a kind and rarely found.

Relax in the heated adult pool, unwind in the grottos, and enjoy amenities that feel like a luxury resort.

From sunrise to moonshine, Mariner’s Club delivers waterfront beauty that never stops shining.

For serious boaters: a coveted marina with deep water, full protection, and slips for boats up to 52 feet.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,635 Status: Active

Current Price: $2,225,000 List Date: 11/06/2025 Last Modified: 11/19/2025

Description

Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape.

More Information MLS# 609503

Contract Information

Listing Board: Florida Keys Potential Short Sale: No Bank Owned: No Current Price: $2,225,000 Listing Date: 2024-04-08 List Price: $2,225,000

Location, Tax & Legal

Unit #: 521 City: KEY LARGO Mile Marker: 97 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE,AE,VE Alternate Key #: 9082981 Parcel #: 00554894-000521 Zoning: RL - Residential Low Deed Restrictions: Unknown Legal: UNIT 521 THE MARLIN AT MARINERS CLUB A CONDOMINIUM OR2158-996/98 OR2610-2461/63 OR2634-2398/2400T/C OR2713-1978/79 Taxes: 10034.85 Tax Year: 2023 Pub Sewer HkUp: Yes Street #: 97501 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Key Largo North - Marnier's Club (97.0) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 4 Lot SqFt: 0 Unit/Complex: Complex Pool: Yes Total Units: 0 SqFt Source: Tax Records Rentals Allowed: Yes Min Rental Days: 1 Floor Number: 2 Style: Condo Year Built: 2005 Living Apx SqFt: 2635 Total Bedrooms: 4 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape. Directions: Mile marker 97 across from Shell World Use Waze or google maps

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: Yes Association Fee $: 5213 Assoc/Mnt Fee Per: Quarterly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Security: 1 Water: 1

Dockage

Dock Privileges: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

Oceanfront: 1 Open Water: 1

Waterview

Ocean View: 1 Open Water View: 1

Floor

Carpet: 1 Marble: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1 Clubhouse: 1 Community Boat Ramp: 1 Community Dockage: 1 Community Pool: 1 Fire Hydrant: 1 Manager on Premises: 1 Tennis Courts: 1 Other Area Features: 1

Interior Features

Bar: 1 Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Entrance Foyer: 1 Pantry: 1 Split Bedroom: 1 Walk-in Closet(s): 1 Whirlpool Bath Tub: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Gym: 1 Laundry Room: 1 Utility Room: 1

Building Style

Above Flood: Unknown Stories: 3 Stories

Windows/Doors

Impact Rstnce Window: 1

Vehicle Storage

Guest Parking: 1 Open Parking: 1

Security

Electric Gate: 1 Manned Gate: 1 Patrolled Area: 1

Construction

CBS: 1

Land Size

10 or more Acres: 1

Furnished

Furnished: 1

Terms

Cash: 1

Utilities

FKAA: 1

Porch/Balcony

Open Porch/Balcony: 1

Title

Title Ins - Buyer: 1

Exterior Features

Chickee Hut: 1 Hot Tub: 1 Lighting: 1 Sandy Beach: 1 Sprinkler System: 1 Tennis Court(s): 1

Pool Info

In Ground: 1

Pre-Wired

Cable: 1

Roof

Concrete Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Accessibility Feat

Accessible Elevator Installed: 1 Accessible Kitchen: 1 Parking: 1 Wheelchair Ramp: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Security; Water Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Dock Privileges Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Utilities: FKAA Interior Features: Bar; Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Pantry; Split Bedroom; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable Specialty Rooms: Gym; Laundry Room; Utility Room Appliances: Dishwasher; Disposal; Dryer; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Chickee Hut; Hot Tub; Lighting; Sandy Beach; Sprinkler System; Tennis Court(s) Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking; Wheelchair Ramp Pool Info: In Ground Construction: CBS Floor: Carpet; Marble Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate; Patrolled Area Land Size: 10 or more Acres Terms: Cash Title: Title Ins - Buyer

Listing Office: Illustrated Properties, LLC

Last Updated: November - 19 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.