97652 Overseas Highway S11, Key Largo, FL 33037
$675,000
Property Type:
Residential
Bedrooms:
2
Baths:
3
Square Footage:
1,420
Lot Size (sq. ft.):
609,840
Status:
Active
Current Price:
$675,000
List Date:
3/15/2025
Last Modified:
12/17/2025
Description
Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle tropical breezes and fantastic views of Florida Bay. Upstairs, the split-bedroom layout ensures privacy and comfort. The bayfront primary suite includes an ensuite bath and custom illuminated closets, while the second bedroom shares a full bath—ideal for guests or family. Set within a lush, gated community, Rock Harbor Club delivers a true resort experience. Boating enthusiasts will appreciate the protected marina with optional dry rack storage, in-and-out service, and dockage. Spend your days by the heated or chilled pool, playing pickleball or tennis, or launching a kayak or paddleboard. The bayfront clubhouse invites gatherings with friends, offering a full kitchen, gym, saunas, movies, and Wi-Fi. As the day winds down, stroll the sandy beach or gather around the fire pit to enjoy unforgettable Florida Keys sunsets. At Rock Harbor Club, the Florida Keys lifestyle you've always dreamed of isn't just a vision—it's your everyday reality.
More Information MLS# 614197
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $675,000
Listing Date: 2025-03-15
List Price: $675,000
Location, Tax & Legal
Unit #: S11
City: KEY LARGO
Mile Marker: 97.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: X,AE,VE,AE,0.2 PCT A
Alternate Key #: 1104272
Parcel #: 00090963-001100
Zoning: UR - Urban Residential Distrit
Deed Restrictions: Yes
Legal: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3
Taxes: 4988.15
Tax Year: 2024
Pub Sewer HkUp: Yes
Street #: 97652
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 4
Lot SqFt: 0
Unit/Complex: Unit
Pool: Yes
Total Units: 91
Acres: 14
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Floor Number: 2
Style: Condo
Year Built: 1975
Living Apx SqFt: 1420
Total Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle tropical breezes and fantastic views of Florida Bay. Upstairs, the split-bedroom layout ensures privacy and comfort. The bayfront primary suite includes an ensuite bath and custom illuminated closets, while the second bedroom shares a full bath—ideal for guests or family. Set within a lush, gated community, Rock Harbor Club delivers a true resort experience. Boating enthusiasts will appreciate the protected marina with optional dry rack storage, in-and-out service, and dockage. Spend your days by the heated or chilled pool, playing pickleball or tennis, or launching a kayak or paddleboard. The bayfront clubhouse invites gatherings with friends, offering a full kitchen, gym, saunas, movies, and Wi-Fi. As the day winds down, stroll the sandy beach or gather around the fire pit to enjoy unforgettable Florida Keys sunsets. At Rock Harbor Club, the Florida Keys lifestyle you've always dreamed of isn't just a vision—it's your everyday reality.
Directions: Gated community call for appointment.
Mie marker 97.5 bayside across from First State Bank
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: Yes
Assoc Approval Req: Yes
Association Fee $: 1140
Assoc/Mnt Fee Per: Monthly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Exterminating: 1
Security: 1
Sewer: 1
Water: 1
Other: 1
Dockage
Dock Length: 411
Dock: Concrete
Basin: 1
Dock Privileges: 1
First Come Dock: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets w/Restrictions: 1 under 15 lbs
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Gulf Front: 1
Open Water: 1
Waterview
Bay/Gulf View: 1
Harbor/Marina View: 1
Open Water View: 1
Floor
Carpet: 1
Tile: 1
Neighborhood Feature
Beach: 1
Bike Paths: 1
Clubhouse: 1
Community Dockage: 1
Community Pool: 1
Fire Hydrant: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Entrance Foyer: 1
Granite Counter Top: 1
Pantry: 1
Split Bedroom: 1
Storage: 1
Tray Ceilings: 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Windows/Doors
Other Windows/Doors: 1
Sliding Glass Doors: 1
Vehicle Storage
Car(s): 4+
Guest Parking: 1
Open Parking: 1
Off Street Parking: 1
Security
Electric Gate: 1
Construction
CBS: 1
Land Size
10 or more Acres: 1
Furnished
Furnished: 1
Terms
No Seller Finance: 1
Utilities
Cable Available: 1
Elect Separate Meter: 1
FKAA: 1
Porch/Balcony
Screened P/B: 1
Exterior Features
Fencing: 1
Fruit Tree(s): 1
Lighting: 1
Outdoor Shower: 1
Privacy Wall/Fence: 1
Rain Gutters: 1
Sandy Beach: 1
Sprinkler System: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Lap: 1
Other: Chilled
Heated: Yes
Concrete: 1
Decked: 1
Other Surroundings: Picnic Area
Pre-Wired
Cable: 1
Other: fiberoptics Internet
Roof
Combo Roof: 1
Metal Roof: 1
Other Roof: 1
Financial Status
Standard Sale: Yes
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other
Tax Exemptions: None
Waterfront: Bay Front; Gulf Front; Open Water
Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View
Dockage: Basin; Dock Privileges; First Come Dock
Property Condition: Updated/Remodeled
Vehicle Storage: Guest Parking; Off Street Parking; Open Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Cable Available; Elect Separate Meter; FKAA
Interior Features: Built-in Cabinets; Entrance Foyer; Granite Counter Top; Pantry; Split Bedroom; Storage; Tray Ceilings; Window Treatments
Pre-Wired: Cable
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s)
Pool Info: In Ground; Lap; Concrete; Decked
Construction: CBS
Shutters: Accordion
Floor: Carpet; Tile
Roof: Combo Roof; Metal Roof; Other Roof
Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features
Security: Electric Gate
Land Size: 10 or more Acres
Terms: No Seller Finance
Listing Office:
LoKation Real Estate
Last Updated: December - 17 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
