98701 Overseas Highway, Key Largo, FL 33037
$2,888,000
Property Type:
Residential
Bedrooms:
4
Baths:
5
Square Footage:
2,036
Lot Size (sq. ft.):
49,130
Status:
Active
Current Price:
$2,888,000
List Date:
1/08/2025
Last Modified:
4/17/2026
Overview
Description
...
(Read more)
A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure—measuring over 700 sq. ft. with soaring 11-foot ceilings—has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. •A kayaker's or paddleboarder's dream, with access to nearby mangrove trails.
Supplements:
Listing Details MLS# 613026
Location, Tax & Legal
- Street #
- 98701
- Street Name
- Overseas
- Street Suffix
- Highway
- Key/Island
- Key Largo
- State/Province
- FL
- Zip Code
- 33037
- County
- Monroe
- Subdivision
- Rock Harbor Manor (97.0)
- Area
- 27 - Key Largo MM 97-107
- City
- KEY LARGO
- Mile Marker
- 97
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE,X,0.2 PCT ANNUAL
- Alternate Key #
- 1640697
- Parcel #
- 00521460-000000
- Zoning
- SR - Sub Urban Residential District
- Deed Restrictions
- Unknown
- Legal
- PT LT 13 AND ALL LT 14 ROCK HARBOR MANOR PB2-54 KEY LARGO OR324-536 OR551-391 OR1248-566 OR1248-569 OR1288-10 OR2871-45
- Taxes
- 17916.8
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
- Potential Short Sale
- No
- Bank Owned
- No
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 2
- Pool
- Yes
- Year Built
- 1965
- Lot SqFt
- 49130
- Lot Sqft Source
- Property Data Card
- Acres
- 1.12
- Living Apx SqFt
- 2036
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 5
- Total Baths
- 5
- Rentals Allowed
- Yes
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Dock Length
- 30
- Dock
- Wood
More Information
Building Style
- Above Flood
- Yes
- Stories
- 3 Stories
Vehicle Storage
- Car(s)
- 4+
- Open Parking
- Yes
Pool Info
- Other Material
- Aluminum
- Above Ground
- Yes
Financial Status
- Bank Owned
- No
- Potential Short Sale
- No
Remarks & Misc
- Remarks – Consumer
- A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure—measuring over 700 sq. ft. with soaring 11-foot ceilings—has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. •A kayaker's or paddleboarder's dream, with access to nearby mangrove trails.
- Directions
- MM 98 Overseas Hwy--Ocean side
Fee Includes
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Freezer
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Ductless
- Yes
Heating
- Other
- Yes
Waterfront
- Oceanfront
- Yes
- Open Water
- Yes
Waterview
- Ocean View
- Yes
- Open Water View
- Yes
Floor
- Tile
- Yes
Interior Features
- Built-in Cabinets
- Yes
- Drapes/Blinds Incl
- Yes
- Storage
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
- Sliding Glass Doors
- Yes
Construction
- CBS
- Yes
- Combo Construction
- Yes
Land Size
- 1 Less Than 2 Acres
- Yes
Furnished
- Unfurnished
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Utilities
- Buyer to Verify
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Fencing
- Yes
Roof
- Combo Roof
- Yes
- Other Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
Waterfront:
Oceanfront; Open Water
Waterview:
Ocean View; Open Water View
Vehicle Storage:
Open Parking
Furnished:
Unfurnished
Cooling:
Ceiling Fans(s); Ductless
Heating:
Other
Utilities:
Buyer to Verify; FKAA; Municipal Sewer
Interior Features:
Built-in Cabinets; Drapes/Blinds Incl; Storage
Appliances:
Dishwasher; Freezer; Oven; Range; Refrigerator; Stainless Steel Appliance(s)
Exterior Features:
Fencing
Pool Info:
Above Ground
Construction:
CBS; Combo Construction
Floor:
Tile
Roof:
Combo Roof; Other Roof
Pets:
Pets Allowed
Land Size:
1 Less Than 2 Acres
Terms:
Cash; Conventional; FHA; VA
Title:
Title Ins - Buyer
Documents
Listing Office:
American Caribbean Real Estate, Christie's International Real Estate
Last Updated: April - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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