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98701 Overseas Highway, Key Largo, FL 33037

$2,888,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,036 Lot Size (sq. ft.): 49,130 Status: Active
Current Price: $2,888,000 List Date: 1/08/2025 Last Modified: 11/20/2025

Description

A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure—measuring over 700 sq. ft. with soaring 11-foot ceilings—has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. •A kayaker's or paddleboarder's dream, with access to nearby mangrove trails.

Supplements: A secluded yet accessible location, offering privacy while remaining close to the best of the Keys. Don't miss the opportunity to own this unparalleled Keys sanctuary, where modern sophistication meets natural beauty. Schedule your private tour today and experience the allure of this remarkable retreat.

More Information MLS# 613026

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Current Price: $2,888,000 Listing Date: 2025-01-08 List Price: $2,888,000

Location, Tax & Legal

City: KEY LARGO Mile Marker: 97 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE,X,0.2 PCT ANNUAL Alternate Key #: 1640697 Parcel #: 00521460-000000 Zoning: SR - Sub Urban Residential District Deed Restrictions: Unknown Legal: PT LT 13 AND ALL LT 14 ROCK HARBOR MANOR PB2-54 KEY LARGO OR324-536 OR551-391 OR1248-566 OR1248-569 OR1288-10 OR2871-45 Taxes: 17916.8 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 98701 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Rock Harbor Manor (97.0) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 2 Lot SqFt: 49130 Pool: Yes Lot Sqft Source: Property Data Card Total Units: 0 Acres: 1.12 SqFt Source: Property Data Card Rentals Allowed: Yes Style: Single Family Year Built: 1965 Living Apx SqFt: 2036 Total Bedrooms: 4 Full Baths: 5 Total Baths: 5

Remarks & Misc

Remarks – Consumer: A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike, great rental property for corporate retreat. This property has just received a vacation rental license which brings enhanced opportunities for income producing short term vacation rentals. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure—measuring over 700 sq. ft. with soaring 11-foot ceilings—has been artfully re-imagined as a flexible guest space or personal retreat. With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space. Additional features include: Ample parking and storage, ideal for all your waterfront toys. •A kayaker's or paddleboarder's dream, with access to nearby mangrove trails. Directions: MM 98 Overseas Hwy--Ocean side

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

Dock Length: 30 Dock: Wood

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Freezer: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Ductless: 1

Heating

Other: 1

Waterfront

Oceanfront: 1 Open Water: 1

Waterview

Ocean View: 1 Open Water View: 1

Floor

Tile: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Storage: 1

Building Style

Above Flood: Yes Stories: 3 Stories

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Open Parking: 1

Construction

CBS: 1 Combo Construction: 1

Land Size

1 Less Than 2 Acres: 1

Furnished

Unfurnished: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Utilities

Buyer to Verify: 1 FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Open Porch/Balcony: 1

Title

Title Ins - Buyer: 1

Exterior Features

Fencing: 1

Pool Info

Above Ground: 1 Other Material: Aluminum

Roof

Combo Roof: 1 Other Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Vehicle Storage: Open Parking Furnished: Unfurnished Cooling: Ceiling Fans(s); Ductless Heating: Other Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Storage Appliances: Dishwasher; Freezer; Oven; Range; Refrigerator; Stainless Steel Appliance(s) Exterior Features: Fencing Pool Info: Above Ground Construction: CBS; Combo Construction Floor: Tile Roof: Combo Roof; Other Roof Pets: Pets Allowed Land Size: 1 Less Than 2 Acres Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: November - 20 - 2025
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.